This home is in Ortega, Jacksonville.
Active Under Contract·49 days on market·Ortega
2721 Algonquin Avenue
Jacksonville, FL 32210
12 more homes for sale in Ortega →Search Ortega on the map
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About this home
Ortega
**BRAND NEW ROOF!** Welcome to Ortega living at its finest! This charming 3-bedroom, 2-bath brick bungalow perfectly blends timeless character with modern updates. Step inside to find beautiful hardwood floors and a completely updated kitchen with stainless steel appliances. If you've been searching for the warmth & charm of an older home but with updated systems--this, is the one. In 2020, the entire home was fully replumbed AND fully rewired including a new electrical panel. In 2025, a thoughtfully designed addition created a spacious primary suite featuring a brand new bathroom, walk-in closet, and convenient indoor laundry room. Additional upgrades include whole-house attic spray foam insulation, smooth walls, a new front door, new fencing, and a paver patio perfect for entertaining. The fully insulated 12x12 shed is equipped with electricity and air conditioning, ideal for a workshop, home office, or creative space! All appliances convey, making this home truly move in ready.
Next steps in Ortega
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — year not disclosed (home built 1948)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,660 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $390,872 | $313,567 | — |
| 2024 | $354,023 | $304,023 | ▲ $17,235 |
| 2023 | $339,937 | $206,806 | — |
| 2022 | $307,040 | $199,327 | — |
| 2021 | $212,584 | $162,584 | — |
| 2020 | $241,096 | $241,096 | ▲ $9,991 |
2025 property taxes (current owner): $5,590/yr
Estimated taxes if purchased at asking price: ~$9,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 22, 2026Active Under Contract$485,000
- Sep 11, 2026Price change$485,000−$14,000
- Aug 17, 2026Listed$499,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS ST JOHNS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Ortega
Ortega is a neighborhood in Jacksonville, FL (Duval County), ZIP 32210.
View all Ortega homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines