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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·7 days on market

1532 Charon Road

Jacksonville, FL 32205

$425,000$271/sqftEst. $2,196/moMLS# 2160323
4
Beds
2
Baths
1,570
Sq Ft
1941
Built
Garage
No
Pool

About this home

Jacksonville

Stunning Duplex ! Priced to Sell! Nestled in a Charming Historic area, this 4-Bedroom, 1 Non-Conforming, 2-Bathroom Home Contains the Perfect Balance of Rich History and Modern Upgrades. Step inside to Discover this Captivating, Spacious Home with the Attached 4th Bedroom Suite Complete with its Own Kitchenette and Private Backyard. Endless Opportunities with the Option to Live in one Side and use the Other for an In-Law Suite, Rental Income, etc. Greeting you with Original Hardwood Flooring made of the Trees from Fishweir Park. The Kitchen is a Culinary Masterpiece Featuring White Shaker Cabinets, Stainless Steel Appliances, and Granite Countertops. The Beautiful Fenced Backyard Provides Additional Entertaining Space. The Upgrades continue with a (2021) Roof, (2022) Water Heater, Newer Hardi Board Siding and Cosmetic Upgrades Throughout. This Homestead is conveniently Located just Minutes to Downtown, NAS Jax, Restaurants, Shopping and Fishweir Park! Schedule your Showing Today

Cost to own

Mortgage calculator

$425,000
$85,000
Loan Term
Monthly Payment
$2,196
Principal & Interest: $2,196
Property taxes (est.): $694
Insurance (est.): $283
Estimated Total Monthly
$3,174
*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$2,196
Property taxesest. at asking price, Duval County$694
Estimated total, before insurance$2,890/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,505/yr · $459/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,505/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 1941)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,619 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 1, 2026Active$425,000
  • Aug 24, 2026Price change$425,000$25,000
  • Aug 13, 2026Listed$450,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$425,000
Price / Sq Ft$271
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,570
Acres0.14 acres
Year Built1941
TypeResidential
Sub-TypeSingle Family Residence
StyleHalf Duplex
Property ConditionUpdated/Remodeled
StatusActive
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

Community Information

Address1532 Charon Road, Jacksonville, FL 32205
Area032-Avondale
SubdivisionAvondale
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size6,098.4 sq ft
Parcel Number0929940000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached Carport, Carport, Off Street

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, In-Law Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryIn Carport

Exterior

Patio / PorchCovered, Patio
FencingFenced, Back Yard, Wood
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 1, 2026
Days on Market0
Tax Amount$5,504.53
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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