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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Avondale, Jacksonville.

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Active

$395,0003 bd · 1.5 ba · 1,618 sq ft

Active·60 days on market·Avondale

3934 Park Street

Jacksonville, FL 32205

$395,000$244/sqftEst. $2,154/mo mortgageMLS# 2162869
3
Beds
1.5
Baths
1,618
Sq Ft
1937
Built
2
Garage
No
Pool

43 more homes for sale in Avondale →Search Avondale on the map

FEMA Zone XNo HOA12,197 sqft lotSingle Family Residence1 story

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About this home

Avondale

Welcome to 3934 Park Street, a beautifully updated home in the heart of Jacksonville's highly sought-after Avondale area. Blending classic character with thoughtful modern updates, this 3-bedroom, 1.5-bath home offers comfortable living spaces, quality improvements, and an exceptional outdoor setup. Step inside to find hardwood floors throughout and a thoughtfully updated kitchen featuring modern finishes and functionality. The updated bathrooms add to the move-in-ready appeal of this charming home. Major improvements include a 2026 HVAC system and a 2016 roof, providing valuable peace of mind for the next owner. One of the property's standout features is the detached 2-car garage with workshop space, offering excellent flexibility for parking, storage, hobbies, or projects. Behind the garage, a covered patio creates a wonderful spot for outdoor entertaining, relaxing, or enjoying the privacy of the expansive backyard.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,154
Property taxesest. at asking price, Duval County$645
Estimated total, before insurance$2,799/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,113/yr · $343/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$395,000
$79,000
Loan Term
Monthly Payment
$2,154
Principal & Interest: $2,154
Property taxes (est.): $645
Insurance (est.): $263
Estimated Total Monthly
$3,062
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — 2016 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,098 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,113/yr

Estimated taxes if purchased at asking price: ~$7,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 26, 2026Active$395,000
  • Oct 16, 2026Active Under Contract$395,000
  • Sep 29, 2026Active$395,000
  • Sep 12, 2026Active Under Contract$395,000
  • Sep 1, 2026Listed$395,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $261/sq ft; this home is listed at $244/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1603 Parrish Place, Jacksonville, FL 32205Listed by JANIE BOYD & ASSOCIATES REAL ESTATE SERVICES LLCOct 2026$305,000$2662/11,148100.2
3805 Park Street, Jacksonville, FL 32205Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$515,000$2613/2.51,9762720.2
1653 Pershing Road, Jacksonville, FL 32205Listed by WATSON REALTY CORPOct 2026$425,000$2554/21,66700.3
1642 Pershing Road, Jacksonville, FL 32205Listed by WATSON REALTY CORPOct 2026$347,980$2853/11,221140.3
1283 Plymouth Place, Jacksonville, FL 32205Listed by RED DOOR REALTY GROUP, INCOct 2026$298,000$2103/21,416560.4
3528 Randall Street, Jacksonville, FL 32205Listed by UNITED REAL ESTATE GALLERYOct 2026$295,000$2093/11,409990.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$395,000
Price / Sq Ft$244
Bedrooms3
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage1,618
Acres0.28 acres
Year Built1937
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryWest Riverside, reported on 39 other Avondale listings
MiddleLake Shore, reported on 55 other Avondale listings
HighRiverside, reported on 60 other Avondale listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address3934 Park Street, Jacksonville, FL 32205
Area032-Avondale
SubdivisionAvondale
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size12,196.8 sq ft
Parcel Number0929310020

Amenities

UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne

Exterior

Patio / PorchCovered, Patio
RoofShingle
ConstructionBrick

Additional Information

Date ListedSeptember 1, 2026
Days on Market60
Tax Amount$4,112.91
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MILLER & COMPANY REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Avondale

Avondale is a neighborhood in Jacksonville, FL (Duval County), ZIP 32205.

View all Avondale homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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