Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·14 days on market

8632 Brierwood Road

Jacksonville, FL 32217

$299,000$160/sqftEst. $1,537/moMLS# 2160255

Beds

Baths

1,863

Sq Ft

1966

Built

Garage

Pool

About this home

Jacksonville

Opportunity awaits in this spacious 4-bedroom, 2.5-bath, two-story home offering 1,863 sq. ft. in an established neighborhood with NO HOA or CDD fees! The home is fully functional and livable as-is, but ready for a buyer with vision to bring it up to today's style. With solid bones, a great layout, and plenty of space, this property offers an excellent opportunity to renovate and make it your own. Roof 2017. AC 2018. Whether you're an investor, renovator or buyer looking for a home you can update over time, there is tons of potential here. Enjoy the freedom of no HOA restrictions while creating a home that truly reflects your style. Bring your ideas and imagination, this one is ready for its next chapter!

Cost to own

Mortgage calculator

Home Price

$299,000

Down Payment: 20%

$59,800

Interest Rate: 6.66%

Loan Term

Monthly Payment

$1,537

Principal & Interest: $1,537

Property taxes (est.): $488

Insurance (est.): $199

Estimated Total Monthly

$2,225

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$1,537

Property taxesest. at asking price, Duval County$488

Estimated total, before insurance$2,025/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — 2017 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,416 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History