This home is in Jacksonville.
Pending·57 days on market
505 Ivy Street
Jacksonville, FL 32206
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Classic original brick home featuring two spacious bedrooms - one privately situated upstairs and one on the main level with a full bathroom. This home offers a true sunroom with large glass windows bringing in sunlight from all sides. This room would be ideal for relaxation or just a room to have your morning and night time beverages. Admire the original hardwood floors, unique arches and wood burning fireplace. Your kitchen comes with all appliances and plenty of countertop space. Nice size indoor laundry room with cabinets. Come enjoy this fully fenced yard with a covered patio and direct sunlight gives you the ideal mix of privacy, shade, and light - perfect for pets, outdoor dining, garden planning and so much more. Nestled in an ultra-convenient Jax hub - just 7 minutes to Jacksonville's only Trauma Hospital, 10 minutes to the Million Dollar Pearl Square Renovations happening right now to include new retail stores, outdoor dining, Publix Supermarket & new residential
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: material not specified — year not disclosed (home built 1938)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,530 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $1,830/yr
Estimated taxes if purchased at asking price: ~$3,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 14, 2026Pending$169,999
- Sep 10, 2026Price change$169,999−$2,501
- Aug 14, 2026Listed$172,500
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $187/sq ft; this home is listed at $159/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 649 Long Branch Boulevard, Jacksonville, FL 32206Listed by BELLE EPOQUE REALTY SERVICES LLC | Sep 2026 | $130,000 | $111 | 3/1 | 1,172 | 83 | 0.2 |
| 137 W 23rd Street, Jacksonville, FL 32206Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTY | Oct 2026 | $215,012 | $187 | 3/2 | 1,152 | 0 | 0.7 |
| 606 E 30th Street, Jacksonville, FL 32206Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTY | Sep 2026 | $215,012 | $187 | 3/2 | 1,152 | 0 | 0.9 |
| 926 Kenmore Street, Jacksonville, FL 32208Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTY | Sep 2026 | $243,020 | $201 | 3/2 | 1,209 | 0 | 0.9 |
| 966 Kenmore Street, Jacksonville, FL 32208Listed by FREEDOM REALTY GROUP LLC | Sep 2026 | $77,000 | $60 | 3/1 | 1,287 | 28 | 0.9 |
| 7022 Alpine Street, Jacksonville, FL 32208Listed by INI REALTY | Sep 2026 | $139,000 | $126 | 2/1 | 1,105 | 4 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: SUBLETT ESTATES
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Brentwood
For SaleIncome
4320 Notter AvenueJacksonville, FL 32206
4 bd · 4 ba · 2,524 sq ft
$178,000Est. $947/moA 4-Plex that's under $400,000. No Seller Financing, or Letters of Intent. Cash offers only. It is an…
Listing Office: real broker llc
Under Contract541 Linwood AvenueJacksonville, FL 32206
2 bd · 2 ba · 1,330 sq ft
$159,000Est. $846/moThis charming 3-bedroom/1-bath brick home in the established Brentwood area of Jacksonville offers classic curb appeal…
Listing Office: sunshine realty & co llc
For Sale622 Long Branch BoulevardJacksonville, FL 32206
4 bd · 2 ba · 1,612 sq ft
$185,000Est. $985/moDon't miss this affordable, beautifully rehabbed property offering exceptional value for both homeowners and investors…
Listing Office: watson realty corp
For Sale550 E 63rd StreetJacksonville, FL 32208
3 bd · 2 ba · 1,104 sq ft
$185,000Est. $985/moSELLER PAYING CLOSING COSTS!!! Welcome to 550 E 63rd Street, Jacksonville, FL 32208 -- a beautifully remodeled home…
Listing Office: lpt realty, llc
Keep looking
Similar homes in Jacksonville
Explore the area
More in Jacksonville
Jacksonville guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines