Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Ponte Vedra Beach — a home near Ponte Vedra High School.

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Active

Active·2 days on market

525 Sunset Drive

Ponte Vedra Beach, FL 32082

$1,575,000$772/sqftEst. $8,089/moMLS# 2159989

Beds

Baths

2,039

Sq Ft

1994

Built

Garage

Pool

About this home

Ponte Vedra Beach

Tucked E of A1A in the coveted coastal setting of Ponte Vedra Beach, this home is an opportunity to secure something increasingly rare: space, location, and the freedom to create. Concrete block construction and a brand-new roof provide a solid foundation, while the expansive lot and a half is what truly sets this property apart.Thoughtfully updated for today's lifestyle, the home features 4 bedrooms, an updated kitchen, and an open floor plan designed for effortless living and entertaining, PLUS a transformed porch adds almost 200 sq ft of conditioned bonus space. Most lots in Seaview Park are 60 x 120, this one is 90 feet wide, leaving lots of space to build outward, build upward or reimagine. The possibilities are yours to imagine with no HOA. Just moments from the beach, with Ponte Vedra Beach's celebrated golf, dining, recreation, and coastal amenities close at hand, this is a setting that cannot be replicated. Beach walks and bike rides are in your future. EMBRACE the lifestyle!

Cost to own

Mortgage calculator

Home Price

$1,575,000

Down Payment: 20%

$315,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$8,089

Principal & Interest: $8,089

Property taxes (est.): $2,096

Insurance (est.): $1,050

Estimated Total Monthly

$11,235

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$8,089

Property taxesest. at asking price, St. Johns County$2,096

Estimated total, before insurance$10,185/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,698/yr · $641/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,698/yr

Estimated taxes if purchased at asking price: ~$25,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1994)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,773 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 19, 2026Active$1,575,000
Aug 13, 2026Listed$1,575,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,575,000

Price / Sq Ft$772

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage2,039

Acres0.25 acres

Year Built1994

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch, Traditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesEast

School Information

ElementaryPonte Vedra Rawlings

HighPonte Vedra

Community Information

Address525 Sunset Drive, Ponte Vedra Beach, FL 32082

Area251-Ponte Vedra Beach-E Of A1A-N Of Corona Rd

SubdivisionSeaview Park

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Lot Size10,890 sq ft

Lot Dimensions90 x 120

Parcel Number0611300060

ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected, Propane

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)

AppliancesOther, Dishwasher, Dryer, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringTile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories1

LevelsOne

LaundryIn Unit

SecuritySmoke Detector(s)