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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ponte Vedra Beach — a home near Ponte Vedra High School.

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Active

Active·47 days on market

525 Sunset Drive

Ponte Vedra Beach, FL 32082

$1,499,000$735/sqftEst. $8,205/moMLS# 2159989
↓ $76,000 below original listOpen house Tue, Oct 6 · 11:00 am–2:00 pm
4
Beds
2
Baths
2,039
Sq Ft
1994
Built
2
Garage
No
Pool
FEMA Zone XNo HOA10,890 sqft lotSingle Family Residence1 story

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Ponte Vedra Beach

Tucked E of A1A in the coveted coastal setting of Ponte Vedra Beach, this home is an opportunity to secure something increasingly rare: space, location, and the freedom to create. Concrete block construction and a brand-new roof provide a solid foundation, while the expansive lot and a half is what truly sets this property apart.Thoughtfully updated for today's lifestyle, the home features 4 bedrooms, an updated kitchen, and an open floor plan designed for effortless living and entertaining, PLUS a transformed porch adds almost 200 sq ft of conditioned bonus space. Most lots in Seaview Park are 60 x 120, this one is 90 feet wide, leaving lots of space to build outward, build upward or reimagine. The possibilities are yours to imagine with no HOA. Just moments from the beach, with Ponte Vedra Beach's celebrated golf, dining, recreation, and coastal amenities close at hand, this is a setting that cannot be replicated. Beach walks and bike rides are in your future. EMBRACE the lifestyle!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$8,205
Property taxesest. at asking price, St. Johns County$1,995
Estimated total, before insurance$10,200/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,698/yr · $641/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,499,000
$299,800
Loan Term
Monthly Payment
$8,205
Principal & Interest: $8,205
Property taxes (est.): $1,995
Insurance (est.): $999
Estimated Total Monthly
$11,199
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1994)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,773 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:22 AM, sunset 7:05 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,698/yr

Estimated taxes if purchased at asking price: ~$23,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 22, 2026Price change$1,499,000−$76,000
  • Aug 19, 2026Active$1,575,000
  • Aug 13, 2026Listed$1,575,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,499,000
Price / Sq Ft$735
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,039
Acres0.25 acres
Year Built1994
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

Community Information

Address525 Sunset Drive, Ponte Vedra Beach, FL 32082
Area251-Ponte Vedra Beach-E Of A1A-N Of Corona Rd
SubdivisionSeaview Park
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size10,890 sq ft
Lot Dimensions90 x 120
Parcel Number0611300060
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)
AppliancesOther, Dishwasher, Dryer, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesOutdoor Shower
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchPatio
FencingBack Yard, Wood
RoofShingle
ConstructionBlock, Stucco
Other StructuresShed(s)

Additional Information

Date ListedAugust 19, 2026
Days on Market47
Tax Amount$7,697.85
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

10/6/2026

11:00 am - 2:00 pm