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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ponte Vedra Beach a waterfront home in Ponte Vedra Beach.

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Active·Listed today

149 Bimini Court

Ponte Vedra Beach, FL 32082

$450,000$356/sqftEst. $2,316/moMLS# 2159859
3
Beds
2
Baths
1,264
Sq Ft
1987
Built
2
Garage
No
Pool

About this home

Ponte Vedra Beach

Looking for beachside living without the fuss? Whether you're seeking a starter home, a right-sized retreat, a breezy vacation getaway, or a smart investment, this Ponte Vedra Beach gem checks every box. This charming single-story home delivers easy Ponte Vedra Beach living wrapped in thoughtful updates and a location that's tough to top. Let's start inside! The home has been lovingly maintained and tastefully refreshed. Wood-look tile floors flow throughout, complemented by crown molding in the living room, kitchen, and baths, five-and-a-quarter-inch baseboards, and handsome beadboard paneling. Both bathrooms boast quartz countertops and comfort-height fixtures, while new appliances, fresh paint, sliding glass doors, and updated interior doors and blinds add polish at every turn. Practical upgrades seal the deal: a 2023 roof, insulated skylights, a new water heater, whole-house repiping, and an epoxied garage floor. Outside, where a lovely water view lot sets the stage. The

Cost to own

Mortgage calculator

$450,000
$90,000
Loan Term
Monthly Payment
$2,316
Principal & Interest: $2,316
Property taxes (est.): $599
Insurance (est.): $300
Estimated Total Monthly
$3,215
*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$2,316
Property taxesest. at asking price, St. Johns County$599
HOAbilled monthly$96
Estimated total, before insurance$3,011/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,624/yr · $385/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,624/yr

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2023 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,379 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 13, 2026Listed$450,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$450,000
Price / Sq Ft$356
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,264
Acres0.16 acres
Year Built1987
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address149 Bimini Court, Ponte Vedra Beach, FL 32082
Area252-Ponte Vedra Beach-W Of A1A-N Of Solana Rd
SubdivisionThe Islands At Ponte Vedra Lakes
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size6,969.6 sq ft
Parcel Number0510950120
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingElectric, Heat Pump
CoolingCentral Air, Electric
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio, Screened
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedAugust 13, 2026
Days on Market0
HOA Fees$96.14 / Monthly
HOA FrequencyMonthly
Tax Amount$4,623.69
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Contact Krista Fracke