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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ponte Vedra Beach a waterfront home in Ponte Vedra Beach.

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Active

Active·55 days on market

137 Bimini Court

Ponte Vedra Beach, FL 32082

$450,000$399/sqftEst. $2,313/moMLS# 2132302
2
Beds
2
Baths
1,129
Sq Ft
1987
Built
1
Garage
No
Pool

About this home

Ponte Vedra Beach

Peaceful Waterfront Living in a Prime Location in Ponte Vedra Beach. Tucked away on a quiet cul-de-sac, this beautifully remodeled 2-bedroom, 2-bath home offers tranquil waterfront views and effortless living--just minutes from the beach and shopping.Brand new roof, siding, windows, and plantation shuttersFully remodeled kitchen and bathrooms New AC and ductwork, updated electrical panel, and newer hot water tank. One-car garage plus a screened porch with vinyl windows--perfect for relaxing year-round Community & Lifestyle: Association-maintained lawn care for low-maintenance living. Community pool and tennis courts Scenic walking paths throughout the neighborhood Conveniently located near Mayo Clinic and the airport, with easy access to Butler Blvd (State Road 202) Ideal for a second home, downsizing, or anyone seeking a peaceful coastal lifestyle with modern updates. A rare opportunity, MOVE IN READY--schedule your showing today!

Cost to own

Mortgage calculator

$450,000
$90,000
Loan Term
Monthly Payment
$2,313
Principal & Interest: $2,313
Property taxes (est.): $599
Insurance (est.): $300
Estimated Total Monthly
$3,212
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,313
Property taxesest. at asking price, St. Johns County$599
HOAbilled monthly$96
Estimated total, before insurance$3,008/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$334,821$306,888
2024$337,020$278,989
2023$318,314$253,626
2022$279,682$230,569
2021$209,608$209,608
2020$208,753$0

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 5, 2026Price change$450,000$15,000
  • Jul 6, 2026Listed$465,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$450,000
Price / Sq Ft$399
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,129
Year Built1987
TypeResidential
Sub-TypeSingle Family Residence
StyleFlat, Patio Home
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address137 Bimini Court, Ponte Vedra Beach, FL 32082
Area252-Ponte Vedra Beach-W Of A1A-N Of Solana Rd
SubdivisionThe Islands At Ponte Vedra Lakes
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0510950150

Amenities

AmenitiesPool, Clubhouse, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Garage Door Opener
ViewWater
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
# of Stories1
LaundryIn Garage
Window FeaturesSkylight(s)
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchPorch, Screened
RoofShingle
ConstructionBlock, Fiber Cement, Frame
Road FrontageCity Street

Additional Information

Date ListedJuly 6, 2026
Days on Market160
HOA Fees$96.14 / Monthly
HOA FrequencyMonthly
HOA NameIslands@Ponte Vedra
HOA Fee IncludesMaintenance Grounds
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Contact Krista Fracke