This home is in Ponte Vedra Beach — a waterfront home in Ponte Vedra Beach.
Sold·Closed Jul 21, 2026·4 days on market·Recent sales in Ponte Vedra Beach
185 Aruba Lane
Ponte Vedra Beach, FL 32082
About this home
Ponte Vedra Beach
Stunning Refurbished Top to Bottom, With Designer Features, Quartz Kitchen with White Shaker Cabinets, Stunning Wood Laminate Floors Thru Out, Designer Master Bath with a Spa Feel, New Guest Bath as well, In 2024 Home was given a New Roof - A/C - Plumbing - Electrical - New Sky Lights - New Flooring - New Appliances - New Paint - New Washer & Dryer - In 2025 - New Privacy Wall & Large Concrete Patio with Large Custom Tiles, Home Shows Incredible with Amazing Water Views from the Master Bedroom & Huge Insulated Covered Lanai, Easy Bike Riide to Pone Vedra Beaches
Next steps in Ponte Vedra Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Shingle — year not disclosed (home built 1987)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,642 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $474,000 in July 2024(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $371,326 | $371,326 | — |
| 2024 | $310,153 | $265,283 | — |
| 2023 | $296,393 | $241,166 | — |
| 2022 | $267,495 | $219,242 | — |
| 2021 | $199,311 | $199,311 | — |
| 2020 | $198,319 | $198,319 | — |
Estimated taxes if purchased at asking price: ~$7,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 21, 2026Closed$479,990
- Jun 23, 2026Listed$479,990
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $352/sq ft; this home is listed at $425/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 181 Aruba Lane, Ponte Vedra Beach, FL 32082Listed by HERRON REAL ESTATE LLC | Oct 2025 | $390,000 | $309 | 3/2 | 1,264 | 44 | 0 |
| 149 Bimini Court, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $445,000 | $352 | 3/2 | 1,264 | 3 | 0.1 |
| 137 Bimini Court, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $435,000 | $385 | 2/2 | 1,129 | 184 | 0.1 |
| 153 Aruba Lane, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $330,000 | $292 | 2/2 | 1,129 | 45 | 0.1 |
| 165 Las Palmas Lane, Ponte Vedra Beach, FL 32082Listed by NORTH FLORIDA REALTY ADVISORS | Jul 2026 | $425,000 | $399 | 3/2 | 1,065 | 43 | 0.3 |
| 169 Del Prado Drive, Ponte Vedra Beach, FL 32082Listed by MOMENTUM REALTY | Aug 2025 | $429,000 | $340 | 2/2 | 1,261 | 18 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines