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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Active

Active·67 days on market

6647 Hughes Street

Jacksonville, FL 32219

$224,990$186/sqftEst. $1,246/moMLS# 2158646
↓ $15,000 below original list
3
Beds
2
Baths
1,209
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XNo HOA9,017 sqft lotSingle Family Residence1 storyNew construction

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome to this brand-new construction home offering 1,209 square feet of modern, comfortable living on a desirable corner lot just under a quarter-acre. Thoughtfully designed with an open-concept layout, this home features bright LVP flooring throughout, beautiful quartz countertops, and modern finishes that create a clean and inviting atmosphere. The spacious kitchen provides plenty of room for cooking and entertaining, while the comfortable living areas offer the perfect space to relax. Enjoy the added space and privacy of a corner lot, along with a convenient two-car garage for parking and storage. With its modern design, quality finishes, and generous lot, this home is move-in ready and waiting for you!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,246
Property taxesest. at asking price, Duval County$367
Estimated total, before insurance$1,614/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$735/yr · $61/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$224,990
$44,998
Loan Term
Monthly Payment
$1,246
Principal & Interest: $1,246
Property taxes (est.): $367
Insurance (est.): $150
Estimated Total Monthly
$1,764
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,331 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$23,909$21,085▲ $3,906
2024$19,835$19,169—
2023$17,427$17,427—
2022$16,525$15,998—
2021$14,544$14,544▲ $687
2020$13,661$13,393—

2025 property taxes (current owner): $735/yr

Estimated taxes if purchased at asking price: ~$4,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 19, 2026Price change$224,990−$10,000
  • Sep 4, 2026Price change$234,990−$5,000
  • Aug 5, 2026Listed$239,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $165/sq ft; this home is listed at $186/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6219 Moncrief Road W, Jacksonville, FL 32219Listed by JWB REALTY LLCSep 2026$195,000$1643/21,188840.5
7589 John F Kennedy Drive W, Jacksonville, FL 32219Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$219,000$1623/21,350550.9
8033 Mattox Avenue, Jacksonville, FL 32219Listed by REAL BROKER LLCAug 2026$213,000$1703/21,253150.9
5911 John F Kennedy Drive N, Jacksonville, FL 32219Listed by US REALTY HUBAug 2026$87,500$743/21,182181
7853 Pipit Avenue, Jacksonville, FL 32219Listed by CRYSTAL CLEAR REALTY, LLCAug 2026$248,500$2413/21,030561.2
5570 Redpoll Avenue, Jacksonville, FL 32219Listed by DOORVINE REALTY LLCAug 2026$230,000$1654/21,396991.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$224,990
Price / Sq Ft$186
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,209
Acres0.21 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address6647 Hughes Street, Jacksonville, FL 32219
Area075-Trout River/College Park/Ribault Manor
SubdivisionGolfair Terrace
CityJacksonville
CountyDuval
StateFL
Zip Code32219
Lot Size9,016.92 sq ft
Parcel Number0032350010

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingGarage

Interior

Interior FeaturesKitchen Island, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionCorner Lot

Additional Information

Date ListedAugust 5, 2026
Days on Market45
Tax Amount$735.19
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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