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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Oct 5, 2026·33 days on market·Recent sales in Jacksonville

1214 Turtle Creek Drive N

Jacksonville, FL 32218

$190,050sold priceListed at $189,900 · 100.1% of asking$110/sqftMLS# 2158627
3
Beds
2.5
Baths
1,724
Sq Ft
1980
Built
2
Garage
No
Pool
FEMA Zone XNo HOA10,890 sqft lotSingle Family Residence2 stories

About this home

Jacksonville

Great opportunity for a solid split level home in desirable North Jax communty of Turtle Creek Village. Huge enclosed rear porch, formal living and dining rooms. A little work and you have instant sweat equity. Selling in AS IS condition. This property is now under auction terms. All Bids must be submitted during the auction via the property's listing page at servicelinkauction see documents for more info on how to bid. This sale is subject to a 5% or $2,500 minimum buyer's premium pursuant to the auction Terms & Conditions. All bids will be subject to seller approval (minimums may apply). Purchasers may use any lender they choose to finance the purchase of the property, however, Seller requires that all non-cash offers be pre-qualified by NewRez prior to negotiation of the offer. Please see documents for lender info incentives may apply. Buyers If you are requesting a showing on Zillow you are NOT reaching the listing agent FYI. Agents pls see prv remarks

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,053
Property taxesest. at asking price, Duval County$310
Estimated total, before insurance$1,363/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,641/yr · $387/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$190,050
$38,010
Loan Term
Monthly Payment
$1,053
Principal & Interest: $1,053
Property taxes (est.): $310
Insurance (est.): $127
Estimated Total Monthly
$1,490
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 1980)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,524 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,641/yr

Estimated taxes if purchased at asking price: ~$3,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 7, 2026Closed$189,900
  • Sep 2, 2026Pending$189,900
  • Sep 2, 2026Active Under Contract$189,900
  • Aug 5, 2026Listed$189,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $170/sq ft; this home is listed at $110/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1226 Turtle Creek Drive S, Jacksonville, FL 32218Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$306,525$1733/21,767110.2
953 Tortoise Way, Jacksonville, FL 32218Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$367,000$1863/21,978470.3
1860 Montward Preserve Way, Jacksonville, FL 32218Listed by WATSON REALTY CORPSep 2026$280,000$1703/21,648350.8
11517 Oaklawn Road, Jacksonville, FL 32218Listed by 1 REALTY CORPAug 2026$285,000$1613/21,770400.8
12299 Sumter Square Drive W, Jacksonville, FL 32218Listed by OFFERPAD BROKERAGE FL LLCAug 2026$265,000$1584/21,67390.9
11389 Nettlebrook Street E, Jacksonville, FL 32218Listed by MARK SPAIN REAL ESTATEJul 2026$267,500$1433/21,874270.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$189,900
Price / Sq Ft$110
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,724
Acres0.25 acres
Year Built1980
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

Community Information

Address1214 Turtle Creek Drive N, Jacksonville, FL 32218
Area091-Garden City/Airport
SubdivisionTurtle Creek Village
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size10,890 sq ft
Parcel Number0442810604

Amenities

UtilitiesElectricity Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Carport, Garage

Interior

AppliancesNone
HeatingCentral
CoolingElectric
# of Stories2
LevelsMulti/Split

Additional Information

Date ListedAugust 5, 2026
Days on Market33
Tax Amount$4,641.27
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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