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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in South Ponte Vedra Beach, Ponte Vedra Beach an oceanfront home in Ponte Vedra Beach.

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Active·Listed today·South Ponte Vedra Beach

2481 S Ponte Vedra Boulevard

Ponte Vedra Beach, FL 32082

$3,395,000$817/sqftEst. $17,436/moMLS# 2158421
4
Beds
5
Baths
4,156
Sq Ft
1975
Built
2
Garage
No
Pool

About this home

South Ponte Vedra Beach

Experience exceptional oceanfront living on this spectacular 100-foot wide oceanfront homesite spanning approximately 0.45 acres. This beautifully maintained 4-bedroom, 5-bathroom residence offers an outstanding, versatile floor plan designed to accommodate a variety of lifestyles, with flexible living spaces ideal for entertaining, working from home, or hosting guests. Extensive improvements completed in 2026 provide peace of mind and modern curb appeal, including a new roof and flashing, new windows, fresh exterior paint, new gutters, a new garage door, and updated landscaping. The spacious kitchen overlooking the ocean is equipped with stainless steel appliances and flows seamlessly into the home's inviting living areas, where expansive windows capture breathtaking Atlantic Ocean views. Step outside onto the generous deck to enjoy coastal breezes, spectacular sunrises, and the soothing sounds of the surf. See more...

Cost to own

Mortgage calculator

$3,395,000
$679,000
Loan Term
Monthly Payment
$17,436
Principal & Interest: $17,436
Property taxes (est.): $4,518
Insurance (est.): $2,263
Estimated Total Monthly
$24,217
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$17,436
Property taxesest. at asking price, St. Johns County$4,518
Estimated total, before insurance$21,953/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1975)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,797 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 21, 2026Active$3,395,000
  • Aug 3, 2026Listed$3,395,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$3,395,000
Price / Sq Ft$817
Bedrooms4
Bathrooms5.00
Full Baths5
Square Footage4,156
Acres0.45 acres
Year Built1975
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address2481 S Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082
Area264-South Ponte Vedra Beach
SubdivisionSouth Ponte Vedra Beach
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size19,602 sq ft
Lot Dimensions100 x 324 x 100 x 320
Parcel Number1429100000

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAttached, Garage Door Opener
ViewOcean
Waterfront TypeOcean Front

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Entrance Foyer, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDisposal, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Rented
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
# of Stories2
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Exterior FeaturesBalcony, Outdoor Shower
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchDeck, Front Porch, Rear Porch
FencingBack Yard, Wrought Iron
RoofShingle
ConstructionConcrete, Fiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 21, 2026
Days on Market0
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

The neighborhood

About South Ponte Vedra Beach

South Ponte Vedra Beach is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all South Ponte Vedra Beach homes for sale →

Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Contact Krista Fracke