This home is in Jacksonville.
$410,000Sold4 bd · 2 ba · 2,050 sq ft
Sold·Closed Oct 16, 2026·39 days on market·Recent sales in Jacksonville
12227 Chippenham Court
Jacksonville, FL 32225
About this home
Jacksonville
Beautifully renovated from top to bottom, this move-in ready home features 4 bedrooms, 2 bathrooms, plus a versatile flex space perfect for a home office, playroom, or gym. Designed with both comfort and entertaining in mind, the expanded kitchen showcases white shaker cabinetry, quartz countertops, abundant storage, and opens seamlessly to the living room, while a separate family room with a cozy fireplace provides additional gathering space. Both bathrooms have been beautifully updated with white cabinetry, quartz countertops, and glossy picket tile shower surrounds. Other major improvements include a new roof, new HVAC, warm-toned luxury vinyl plank flooring, updated lighting and fixtures, and brand-new stainless steel kitchen appliances (to be installed). Situated on a quiet cul-de-sac with a large fenced backyard, NO HOA, and Flood Zone X! All just minutes from the beaches, Mayport Naval Station, JU, UNF, St. Johns Town Center, shopping, and dining.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 1987)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,725 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Kathryn Abbey Hanna Park (9&10)about 6 mi · 100 parking spaces
Closest park or preserve
Theodore Roosevelt Area and Fort Caroline (Timucuan Preserve)about 1 mi · 9.3 mi of trails
Closest public boat ramp
Fulton Road Unimproved Landingabout 2 mi · St. Johns River
Closest kayak & paddleboard launch
Joe Carlucci Sisters Creek Park – Paddlecraft Launch Beachabout 3 mi · St. Johns River
Closest youth league fields
Ed Austin Regional Parkabout 0.8 mi · Baseball, Softball, Soccer
Closest grocery store
Publixabout 0.4 mi · 2771 Monument Rd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $5,683/yr
Estimated taxes if purchased at asking price: ~$8,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 16, 2026Closed$410,000
- Sep 9, 2026Active Under Contract$410,000
- Aug 26, 2026Price change$410,000−$9,000
- Aug 18, 2026Price change$419,000−$10,000
- Aug 1, 2026Listed$429,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $203/sq ft; this home is listed at $200/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 12432 Anesworth Court, Jacksonville, FL 32225Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $243,000 | $167 | 3/2 | 1,459 | 2 | 0.2 |
| 12477 Anesworth Court, Jacksonville, FL 32225Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Sep 2026 | $345,000 | $199 | 3/2 | 1,733 | 44 | 0.2 |
| 3329 Cancun Drive E, Jacksonville, FL 32225Listed by WATSON REALTY CORP | Sep 2026 | $285,000 | $192 | 3/2 | 1,485 | 5 | 0.3 |
| 12210 Dove Ridge Drive, Jacksonville, FL 32225Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Aug 2026 | $435,000 | $216 | 3/2 | 2,017 | 49 | 0.4 |
| 1586 Crabapple Cove Court, Jacksonville, FL 32225Listed by ROCKNHOMES REALTY INC | Oct 2026 | $327,000 | $213 | 3/2 | 1,533 | 47 | 0.7 |
| 2235 Hunterwood Court, Jacksonville, FL 32225Listed by DORO REALTY, LLC | Aug 2026 | $360,000 | $203 | 3/2 | 1,774 | 373 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ROUND TABLE REALTY
Sold by: KST GROUP LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Oct 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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