Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a home near Sandalwood High School.

1 / 41

Active

Active·Listed today

2923 Safeshelter Drive

Jacksonville, FL 32225

$380,000$218/sqftEst. $1,952/moMLS# 2161854

Beds

Baths

1,743

Sq Ft

1987

Built

Garage

Pool

About this home

Jacksonville

Excellently located close to beaches, shopping, & N.A.S. Mayport, this nicely maintained 3 bedroom, 2 bath home is situated on a spacious and desirable corner homesite. The open, fully equipped kitchen features painted white cabinets, subway tile backsplash, granite tops, and stainless steel appliances, including a brand new dishwasher. The floorplan consists of a family room with vaulted ceilings, a formal dining room, and a separate cozy den showcasing a wood burning fireplace with Travertine tile surround. Other exciting amenities are low maintenance LVP flooring in main areas, tile in all the wet areas, and new carpet in the bedrooms, knockdown ceilings, crown molding in the foyer and owner's retreat, updated baths, walk-in closet with built-in for needed storage, a custom-built outdoor shed, a screened-in rear porch and seperate patio. Interior of home freshly painted. Roof age is 2020, Lennox A/C is 2021, and windows/sliding glass door are 2017.

Cost to own

Mortgage calculator

Home Price

$380,000

Down Payment: 20%

$76,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$1,952

Principal & Interest: $1,952

Property taxes (est.): $621

Insurance (est.): $253

Estimated Total Monthly

$2,825

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,952

Property taxesest. at asking price, Duval County$620

Estimated total, before insurance$2,572/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,297/yr · $525/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,297/yr

Estimated taxes if purchased at asking price: ~$7,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,774 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 26, 2026Listed$380,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$380,000

Price / Sq Ft$218

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,743

Total Structure Area2,264 sq ft

Acres0.21 acres

Year Built1987

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementarySabal Palm

MiddleLandmark

HighSandalwood

Community Information

Address2923 Safeshelter Drive, Jacksonville, FL 32225

Area042-Ft Caroline

SubdivisionCobblestone

CityJacksonville

CountyDuval

StateFL

Zip Code32225

Lot Size9,147.6 sq ft

Parcel Number1611365145

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecuritySmoke Detector(s)