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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Pending

Pending·71 days on market

1463 Ottawa Avenue

Jacksonville, FL 32210

$269,990$191/sqftEst. $1,495/moMLS# 2158164
↓ $15,000 below original list
4
Beds
2
Baths
1,410
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XNo HOASingle Family Residence1 storyNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

BRAND NEW CONSTRUCTION -- CALL TODAY TO LEARN MORE ABOUT AVAILABLE BUILDER INCENTIVES!! Flight Homes presents the Sparrow model, a beautiful 4-bedroom, 2-bath home on a quiet street with an oversized lot. Skip the renovation lists and costly repairs, and enjoy the peace of mind that comes with brand-new construction, backed by a 1-year builder warranty and an additional 2-10 home warranty. Plus, with no HOA or CDD fees, you can enjoy your home without extra monthly costs! Schedule your private showing today and see why this home deserves to be at the top of your list!

Next steps in Jacksonville

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,495
Property taxesest. at asking price, Duval County$441
Estimated total, before insurance$1,936/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$269,990
$53,998
Loan Term
Monthly Payment
$1,495
Principal & Interest: $1,495
Property taxes (est.): $441
Insurance (est.): $180
Estimated Total Monthly
$2,116
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,140 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 28, 2026Pending$269,990
  • Sep 19, 2026Price change$269,990−$10,000
  • Sep 14, 2026Price change$279,990−$5,000
  • Aug 1, 2026Listed$284,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $178/sq ft; this home is listed at $191/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1146 La Marche Drive, Jacksonville, FL 32205Listed by EXIT INSPIRED REAL ESTATESep 2026$220,000$1763/21,253120.6
1215 Le Brun Drive, Jacksonville, FL 32205Listed by BEE HOME REALTY, LLCSep 2026$234,000$1783/21,31640.6
6733 Cherbourg Avenue S, Jacksonville, FL 32205Listed by COLDWELL BANKER VANGUARD REALTYOct 2026$154,000$1263/21,22640.7
7018 Bonnie Brae Lane, Jacksonville, FL 32210Listed by FORWARD REAL ESTATE INVESTMENT GROUP LLCOct 2026$254,000$1473/21,730140.8
7244 Mimosa Grove Place, Jacksonville, FL 32210Listed by MARK SPAIN REAL ESTATESep 2026$260,000$1893/21,377301
950 Westgate Drive, Jacksonville, FL 32221Listed by 904 REALTY LLCSep 2026$234,900$1903/21,239761.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$269,990
Price / Sq Ft$191
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,410
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address1463 Ottawa Avenue, Jacksonville, FL 32210
Area053-Hyde Grove Area
SubdivisionLackawanna Townsite
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Parcel Number011450 0050

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingGarage

Interior

AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Additional Information

Date ListedAugust 1, 2026
Days on Market58
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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