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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Pending

Pending·8 days on market

1239 Neva Street

Jacksonville, FL 32205

$239,900$197/sqftEst. $1,329/moMLS# 2167545
3
Beds
2
Baths
1,220
Sq Ft
2022
Built
1
Garage
No
Pool
FEMA Zone XNo HOA4,356 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome home, situated in the heart of Jacksonville's vibrant 32205 zip code, near the popular Murray Hill and Riverside communities. Featuring a spacious 3-bedroom, 2-bathroom layout spanning 1,230 square feet, this property offers an ideal blend of classic character and modern functionality. Step inside to discover a bright, open floor plan filled with natural light, perfect for both everyday living and easy entertaining. The functional kitchen flows seamlessly into comfortable living and dining areas, while well-appointed bedrooms provide relaxing retreats. Outside, you will find a generous backyard offering endless possibilities for weekend barbecues, gardening, or creating your own private outdoor oasis. Conveniently located just minutes from unique local dining, boutiques, craft breweries, and parks, as well as providing quick access to I-10 for an easy commute to Downtown Jacksonville! DDisclosure: Some photos have been virtually staged to showcase the potential of the home.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,329
Property taxesest. at asking price, Duval County$392
Estimated total, before insurance$1,721/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,923/yr · $327/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$239,900
$47,980
Loan Term
Monthly Payment
$1,329
Principal & Interest: $1,329
Property taxes (est.): $392
Insurance (est.): $160
Estimated Total Monthly
$1,880
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,399 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,923/yr

Estimated taxes if purchased at asking price: ~$4,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 7, 2026Pending$239,900
  • Oct 2, 2026Listed$239,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $174/sq ft; this home is listed at $197/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1205 Neva Street, Jacksonville, FL 32205Listed by TPR REAL ESTATE GROUP INCOct 2026$240,000$1663/2.51,446370.1
1216 Pangola Drive, Jacksonville, FL 32205Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYSep 2026$270,020$1744/2.51,55500.1
5248 Royce Ave Avenue, Jacksonville, FL 32205Listed by HERRON REAL ESTATE LLCSep 2026$190,000$1833/11,040280.5
4833 Post Street, Jacksonville, FL 32205Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$155,000$1692/1918940.9
4759 Post Street, Jacksonville, FL 32205Listed by MOMENTUM REALTYOct 2026$259,900$2482/11,050571
4748 French Street, Jacksonville, FL 32205Listed by RE/MAX SPECIALISTS PVSep 2026$208,000$1703/11,2251911

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$239,900
Price / Sq Ft$197
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,220
Acres0.10 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusPending
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address1239 Neva Street, Jacksonville, FL 32205
Area052-Lakeshore
SubdivisionCedarhurst
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size4,356 sq ft
Parcel Number0669470045
ZoningResidential

Amenities

UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesPrimary Bathroom - Tub with Shower
AppliancesElectric Range, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

RoofShingle
ConstructionFrame
Road SurfaceAsphalt

Additional Information

Date ListedOctober 2, 2026
Days on Market4
Tax Amount$3,923.35
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: JWB REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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