This home is in Jacksonville.
Sold·Closed Sep 9, 2026·11 days on market·Recent sales in Jacksonville
1226 Turtle Creek Drive S
Jacksonville, FL 32218
About this home
Jacksonville
Welcome to this well-maintained 3-bedroom, 2-bath home situated on a generous 0.42-acre lot, offering exceptional space and outstanding value at an attractive price point. Whether you're a first-time homebuyer or an investor, this property presents a fantastic opportunity. Just off the foyer, the cozy living room is centered around a charming wood-burning fireplace, creating a warm and inviting gathering space. The well-appointed kitchen features sleek cabinetry, stainless steel appliances, and ample prep space for everyday cooking and entertaining. The spacious owner's suite offers a walk-in closet and a private en-suite bath with a tub and shower, while the generously sized secondary bedrooms provide flexibility for family, guests, or a home office. Step outside onto the rear deck overlooking the expansive backyard and the peaceful wooded area beyond, creating a relaxing outdoor retreat. The oversized lot offers endless possibilities for gardening, recreation, future expansion, or
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1986)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,636 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $243,155 | $235,714 | ▲ $5,000 |
| 2024 | $214,286 | $214,286 | ▲ $24,069 |
| 2023 | $196,926 | $196,926 | — |
| 2022 | $168,929 | $56,518 | — |
| 2021 | $131,846 | $53,416 | ▲ $3,250 |
| 2020 | $124,754 | $51,989 | — |
2025 property taxes (current owner): $4,613/yr
Estimated taxes if purchased at asking price: ~$6,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 9, 2026Closed$299,000
- Aug 11, 2026Active Under Contract$299,000
- Jul 31, 2026Listed$299,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $181/sq ft; this home is listed at $169/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1214 Turtle Creek Drive N, Jacksonville, FL 32218Listed by RE/MAX SPECIALISTS | Oct 2026 | $190,050 | $110 | 3/2.5 | 1,724 | 33 | 0.2 |
| 1399 Marsh Hen Drive, Jacksonville, FL 32218Listed by FLOURISHING FOUNDATIONS REALTY GROUP LLC | Jul 2026 | $300,000 | $181 | 4/2 | 1,656 | 17 | 0.4 |
| 953 Tortoise Way, Jacksonville, FL 32218Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $367,000 | $186 | 3/2 | 1,978 | 47 | 0.5 |
| 11820 Sagebrush Court, Jacksonville, FL 32218Listed by EXP REALTY LLC | Jul 2026 | $245,000 | $187 | 3/2 | 1,307 | 47 | 0.5 |
| 1860 Montward Preserve Way, Jacksonville, FL 32218Listed by WATSON REALTY CORP | Sep 2026 | $280,000 | $170 | 3/2 | 1,648 | 35 | 0.6 |
| 11517 Oaklawn Road, Jacksonville, FL 32218Listed by 1 REALTY CORP | Aug 2026 | $285,000 | $161 | 3/2 | 1,770 | 40 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Sep 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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