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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Active

Active·55 days on market

1864 Buccaneer Drive

Jacksonville, FL 32225

$715,000$532/sqftEst. $3,960/mo mortgageMLS# 2157989
↓ $34,000 below original list
3
Beds
2
Baths
1,344
Sq Ft
1976
Built
2
Garage
No
Pool
FEMA Zone AENo HOA15,246 sqft lotWaterfrontSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Excellent price improvement! Welcome to 1864 Buccaneer Dr., a beautifully fully renovated home in the desirable Fort Caroline area in BUCCANEER POINT. This move in ready property with Concrete Block Construction, Large 2 Car Garage features a brand new kitchen, fully renovated bathrooms, a bright open floor plan, new HVAC system, and a new roof installed in May 2026. New Simonton double hung vinyl windows, Solid core interior doors, New plumbing Updated electrical, Custom tile work throughout, New irrigation, New paver driveway, Newly updated dock, Fresh paint inside and out, New custom interior trim. Pumped and cleaned septic tank The seller reports no known history of water intrusion, flooding, termite damage, sinkhole activity, or environmental concerns. Conveniently located with no HOA, you'll enjoy easy access to the BEACHES at Hannah Park, Mayport Naval Station, Jacksonville University, downtown Jacksonville, beaches, parks, shopping, and dining and major roadways.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,960
Property taxesest. at asking price, Duval County$1,167
Estimated total, before insurance$5,128/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$715,000
$143,000
Loan Term
Monthly Payment
$3,960
Principal & Interest: $3,960
Property taxes (est.): $1,168
Insurance (est.): $477
Estimated Total Monthly
$5,605
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1976)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,664 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Sep 22, 2026Price change$715,000−$34,000
  • Aug 28, 2026Active$749,000
  • Jul 31, 2026Listed$749,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $292/sq ft; this home is listed at $532/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1313 Chinook Trail, Jacksonville, FL 32225Listed by EXIT 1 STOP REALTYSep 2026$415,000$2763/21,503570.9
12704 N Windy Willows Drive, Jacksonville, FL 32225Listed by BAXLEY AND B DALTON REALTY, INC.Jul 2026$525,000$3683/21,425150.9
13813 Pleasantview Drive N, Jacksonville, FL 32225Listed by MOMENTUM REALTYSep 2026$480,000$2923/21,644501
13948 Norway Pine Place, Jacksonville, FL 32225Listed by NETWORTH REALTY OF JACKSONVILLE, LLCAug 2026$405,000$3023/21,343261
1208 Dorwinion Drive, Jacksonville, FL 32225Listed by GETMOREOFFERSAug 2026$398,000$2793/21,42511.1
1112 Dorwinion Drive, Jacksonville, FL 32225Listed by RIVER CITY RENTALS AND REALTYOct 2026$370,000$2524/21,467511.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$715,000
Price / Sq Ft$532
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,344
Acres0.35 acres
Year Built1976
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

ElementaryAbess Park
MiddleLandmark

Community Information

Address1864 Buccaneer Drive, Jacksonville, FL 32225
Area042-Ft Caroline
SubdivisionBuccaneer Point
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size15,246 sq ft
Lot Dimensions99.0 ft x 187.0 ft
Parcel Number1609600000
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Available
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Garage, Garage Door Opener
ViewWater
Waterfront TypeCanal Front, Marsh, River Access

Interior

Interior FeaturesOpen Floorplan
AppliancesNone, Dishwasher, Electric Oven, Refrigerator
HeatingCentral
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage, Washer Hookup

Exterior

Exterior FeaturesDock
Lot DescriptionDead End Street
Patio / PorchRear Porch
RoofShingle
ConstructionBlock, Concrete

Additional Information

Date ListedAugust 28, 2026
Days on Market25
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MAXREV, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines