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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a waterfront home in Jacksonville.

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Active·Listed today

1864 Buccaneer Drive

Jacksonville, FL 32225

$749,000$557/sqftEst. $3,851/moMLS# 2157989
3
Beds
2
Baths
1,344
Sq Ft
1976
Built
2
Garage
No
Pool

About this home

Jacksonville

COMING SOON! Welcome to 1864 Buccaneer Dr., a beautifully fully renovated home in the desirable Fort Caroline area in BUCCANEER POINT. This move in ready property with Concrete Block Construction, Large 2 Car Garage features a brand new kitchen, fully renovated bathrooms, a bright open floor plan, new HVAC system, and a new roof installed in May 2026. New Simonton double hung vinyl windows, Solid core interior doors, New plumbing Updated electrical, Custom tile work throughout, New irrigation, New paver driveway, Newly updated dock, Fresh paint inside and out, New custom interior trim. Pumped and cleaned septic tank The seller reports no known history of water intrusion, flooding, termite damage, sinkhole activity, or environmental concerns. Conveniently located with no HOA, you'll enjoy easy access to the BEACHES at Hannah Park, Mayport Naval Station, Jacksonville University, downtown Jacksonville, beaches, parks, shopping, and dining and major roadways.

Cost to own

Mortgage calculator

$749,000
$149,800
Loan Term
Monthly Payment
$3,851
Principal & Interest: $3,851
Property taxes (est.): $1,223
Insurance (est.): $499
Estimated Total Monthly
$5,573
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,851
Property taxesest. at asking price, Duval County$1,223
Estimated total, before insurance$5,074/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1976)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,664 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 28, 2026Active$749,000
  • Jul 31, 2026Listed$749,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$749,000
Price / Sq Ft$557
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,344
Acres0.35 acres
Year Built1976
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

ElementaryAbess Park
MiddleLandmark

Community Information

Address1864 Buccaneer Drive, Jacksonville, FL 32225
Area042-Ft Caroline
SubdivisionBuccaneer Point
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size15,246 sq ft
Lot Dimensions99.0 ft x 187.0 ft
Parcel Number1609600000
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Available
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Garage, Garage Door Opener
ViewWater
Waterfront TypeCanal Front, Marsh, River Access

Interior

Interior FeaturesOpen Floorplan
AppliancesNone, Dishwasher, Electric Oven, Refrigerator
HeatingCentral
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage, Washer Hookup

Exterior

Exterior FeaturesDock
Lot DescriptionDead End Street
Patio / PorchRear Porch
RoofShingle
ConstructionBlock, Concrete

Additional Information

Date ListedAugust 28, 2026
Days on Market0
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MAXREV, LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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