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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sawgrass, Ponte Vedra Beach a home near Ponte Vedra High School.

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Active

Active·Listed today·Sawgrass

119 Willow Pond Lane

Ponte Vedra Beach, FL 32082

$850,000$411/sqftEst. $4,334/moMLS# 2157888
3
Beds
3
Baths
2,066
Sq Ft
1985
Built
2
Garage
No
Pool

About this home

Sawgrass

Welcome to the gated lifestyle of Sawgrass Country Club, enjoy peaceful golf course views, a prime Willow Pond location creates the perfect coastal retreat. Ideally situated near the South Gate, this beautifully maintained home offers three spacious bedrooms, three full baths, and inviting living and dining spaces designed for both entertaining and everyday comfort. The spacious eat-in kitchen offers ample room for casual dining and convenient access to the attached two-car garage. Recent updates, including a newer roof, newer HVAC system, and an extensive list of improvements (see Documents tab), provide peace of mind. Whether you're seeking a full-time residence or a lock-and-leave getaway, enjoy access to the community pool, private beach access, minutes from dining, shopping, world-class golf, Mayo Clinic, and the beautiful Atlantic beaches, this is coastal living at its finest. Ask about our preferred membership offering to Ponte Vedra Inn & Club and The Lodge, Epping Forest Yacht

Cost to own

Mortgage calculator

$850,000
$170,000
Loan Term
Monthly Payment
$4,334
Principal & Interest: $4,334
Property taxes (est.): $1,131
Insurance (est.): $567
Estimated Total Monthly
$6,032
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$4,334
Property taxesest. at asking price, St. Johns County$1,131
HOAbilled semi-annually$198
Estimated total, before insurance$5,663/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,727/yr · $727/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,727/yr

Estimated taxes if purchased at asking price: ~$13,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,801 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 31, 2026Listed$850,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$850,000
Price / Sq Ft$411
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,066
Acres0.09 acres
Year Built1985
TypeResidential
Sub-TypeTownhouse
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address119 Willow Pond Lane, Ponte Vedra Beach, FL 32082
Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv
SubdivisionSawgrass Country Club
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size3,920.4 sq ft
Parcel Number0619030190
ZoningResidential

Amenities

AmenitiesPool, Gated, Maintenance Grounds, Playground
UtilitiesCable Available, Electricity Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewGolf Course

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Hot Water
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryIn Unit
SecurityGated with Guard

Exterior

Lot DescriptionOn Golf Course
Patio / PorchCovered, Patio, Screened
RoofShingle

Additional Information

Date ListedJuly 31, 2026
Days on Market1
HOA Fees$1,189 / Semi-Annually
HOA FrequencySemi-Annually
HOA Fee IncludesMaintenance Grounds, Pest Control, Security
Tax Amount$8,727.42
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Sawgrass

Sawgrass is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Sawgrass homes for sale →

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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