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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a waterfront home in Jacksonville.

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Active

Active·Listed today

13912 Atlantic Boulevard

Jacksonville, FL 32225

$1,389,000$449/sqftEst. $7,082/moMLS# 2157730
3
Beds
3
Baths
3,092
Sq Ft
2006
Built
2
Garage
No
Pool

About this home

Jacksonville

Experience exceptional waterfront living in this 3,092-square-foot townhome overlooking Harbortown Marina and the Intracoastal Waterway. Centrally located just minutes from restaurants, shopping, medical and the beach. Additionally, the residence overlooks a 50-foot boat slip that may be purchased separately, allowing you to see your boat from every level of your home. This 3-bedroom, 3.5-bath home features a private elevator, balconies on every floor, wood-beamed ceilings, remote-controlled window coverings and awning, custom closets, a gas fireplace and an outdoor hot tub. The chef's kitchen offers a 48-inch Sub-Zero glass-door refrigerator, Bosch dishwasher, Wolf six-burner gas range with pot filler, Wolf microwave drawer, Shaw's double-basin farmhouse sink and custom cabinetry. Additional highlights include a summer kitchen with Wolf grill and Sub-Zero refrigerator, plus a two-car garage with epoxy flooring, built-in cabinets and ample storage. Absolutely gorgeous throughout!

Cost to own

Mortgage calculator

$1,389,000
$277,800
Loan Term
Monthly Payment
$7,082
Principal & Interest: $7,082
Property taxes (est.): $2,268
Insurance (est.): $926
Estimated Total Monthly
$10,276
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$7,082
Property taxesest. at asking price, Duval County$2,268
HOAbilled quarterly$367
Estimated total, before insurance$9,717/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$17,574/yr · $1,465/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $17,574/yr

Estimated taxes if purchased at asking price: ~$27,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,679 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 30, 2026Listed$1,389,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,389,000
Price / Sq Ft$449
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,092
Acres0.05 acres
Year Built2006
TypeResidential
Sub-TypeTownhouse
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address13912 Atlantic Boulevard, Jacksonville, FL 32225
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionWatersedge At Harbortown
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size2,178 sq ft
Parcel Number1671619050

Amenities

AmenitiesBoat Slip, Marina
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingDetached, Garage, Garage Door Opener, On Street
ViewIntracoastal, Marina, Water

Interior

Interior FeaturesCeiling Fan(s), Elevator, His and Hers Closets, Jack and Jill Bath, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms
AppliancesDishwasher, Disposal, Dryer, Freezer, Gas Oven, Gas Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Split System
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories4
LevelsThree Or More
LaundryIn Unit
SecuritySecurity Gate, Smoke Detector(s)
Spa FeaturesHeated, Above Ground, Private

Exterior

Exterior FeaturesBalcony, Boat Slip, Courtyard, Outdoor Kitchen
Patio / PorchAwning(s), Covered, Deck, Terrace
RoofTile
Road SurfaceAsphalt, Paved

Additional Information

Date ListedJuly 30, 2026
Days on Market0
HOA Fees$1,100 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesMaintenance Grounds, Pest Control, Other
Tax Amount$17,574.35
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BLACKSTONE REAL ESTATE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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