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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Jun 8, 2026·316 days on market·Recent sales in Jacksonville

13892 Atlantic Boulevard

Jacksonville, FL 32225

$1,170,000sold priceListed at $1,198,000 · 97.7% of asking$406/sqftMLS# 2094916
3
Beds
3
Baths
2,883
Sq Ft
2006
Built
2
Garage
No
Pool
HOA $366/mo2,614 sqft lotWaterfrontTownhouse4 stories

About this home

Jacksonville

FULLY RENOVATED LUXURY TOWNHOME w/ELEVATOR AND BREATHTAKING INTRACOASTAL WATERWAY VIEWS. Remodeled top to bottom with a sophisticated Miami-modern transitional design, this residence features 12' ceilings on the main level, 10' ceilings on the first and primary levels, new flooring throughout, and a private two-car garage. The designer kitchen includes a commercial-grade refrigerator, expanded range with oven, custom cabinetry, and under-cabinet lighting. All bathrooms have been beautifully renovated with high-end tile finishes. Enjoy a private front courtyard large enough for a small plunge pool. Boat slips are steps away (may be available for lease). Less than 4 miles to Atlantic beaches, minutes to Neptune Beach dining, Mayo Clinic, and premier shopping. Seller will consider a trade.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$6,481
Property taxesest. at asking price, Duval County$1,910
HOAbilled quarterly$366
Estimated total, before insurance$8,757/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$16,411/yr · $1,368/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,170,000
$234,000
Loan Term
Monthly Payment
$6,481
Principal & Interest: $6,481
Property taxes (est.): $1,910
Insurance (est.): $780
Estimated Total Monthly
$9,171
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,644 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$937,003$937,003—
2024$908,446$908,446▼ $363
2023$843,290$660,062▲ $120,681
2022$695,758$600,057▲ $58,950
2021$545,507$545,507—
2020$543,533$543,533—

2024 property taxes (current owner): $16,411/yr

Estimated taxes if purchased at asking price: ~$22,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $278/sq ft; this home is listed at $416/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
13846 Atlantic Boulevard 911, Jacksonville, FL 32225Listed by COMPASS FLORIDA LLCSep 2026$540,000$2633/32,050100.1
67 W 8th Street, Atlantic Beach, FL 32233Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$570,000$2784/32,048641.5
3331 Lighthouse Point Lane, Jacksonville, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$570,000$2253/32,536402.5
2955 Lucena Lane, Jacksonville, FL 32246Listed by RE/MAX SPECIALISTSSep 2026$595,000$2833/22,1041102.5
3360 Lighthouse Point Lane, Jacksonville, FL 32250Listed by DOUGLAS ELLIMAN FLORIDAAug 2026$850,000$2753/43,0862442.5
2950 Lucena Lane, Jacksonville, FL 32246Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJun 2026$625,000$2953/22,116122.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,198,000
Price / Sq Ft$416
Bedrooms3
Bathrooms3.00
Full Baths2
Half Baths2
Square Footage2,883
Acres0.06 acres
Year Built2006
TypeResidential
Sub-TypeTownhouse
StyleSpanish
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address13892 Atlantic Boulevard, Jacksonville, FL 32225
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionWatersedge At Harbortown
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size2,613.6 sq ft
Parcel Number1671619075
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected, Natural Gas Connected, Natural Gas Not Available, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewIntracoastal, Marina, Water

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Elevator, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDisposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories4
LevelsThree Or More
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony
Patio / PorchCovered
RoofTile
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedJune 26, 2025
Days on Market316
HOA Fees$1,098 / Quarterly
HOA FrequencyQuarterly
Tax Amount$16,410.59
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THE LEGENDS OF REAL ESTATE

Sold by: BERRY & CO. REAL ESTATE (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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