Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

Photo 1 / 23
Sold

Sold·Closed Sep 14, 2026·35 days on market·Recent sales in Jacksonville

7020 N Cotillion Road N

Jacksonville, FL 32211

$145,000sold priceListed at $205,000 · 70.7% of asking$123/sqftMLS# 2157694
3
Beds
1
Baths
1,181
Sq Ft
1957
Built
—
Garage
No
Pool
FEMA Zone XNo HOA9,583 sqft lotSingle Family Residence1 story

About this home

Jacksonville

This 3-bedroom, 1-bath home offers a wonderful opportunity to update at your own pace and create a space that reflects your personal style. Conveniently located, you'll appreciate the easy access to everything Jacksonville has to offer. With a functional floor plan, and plenty of potential, this home is ready for its next owner to make it shine.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$803
Property taxesest. at asking price, Duval County$237
Estimated total, before insurance$1,040/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$953/yr · $79/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$145,000
$29,000
Loan Term
Monthly Payment
$803
Principal & Interest: $803
Property taxes (est.): $237
Insurance (est.): $97
Estimated Total Monthly
$1,137
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1957)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Public water (record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,673 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $953/yr

Estimated taxes if purchased at asking price: ~$2,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 14, 2026Closed$205,000
  • Aug 29, 2026Active Under Contract$205,000
  • Aug 16, 2026Price change$205,000−$5,000
  • Jul 30, 2026Listed$210,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $214/sq ft; this home is listed at $174/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2625 Charbray Drive, Jacksonville, FL 32211Listed by CROSSVIEW REALTYSep 2026$249,000$1754/2.51,42420.1
7073 Cotillion Road N, Jacksonville, FL 32211Listed by MARK SPAIN REAL ESTATEAug 2026$234,000$1963/21,196620.1
7120 Merrill Road, Jacksonville, FL 32277Listed by HOUSE & HAVENAug 2026$345,000$2353/21,4713050.2
7257 Elvia Drive, Jacksonville, FL 32211Listed by MARK SPAIN REAL ESTATEOct 2026$240,000$1723/11,39220.3
2351 Gaillardia Road, Jacksonville, FL 32211Listed by ENRG GLOBAL REALTY, LLCSep 2026$300,000$2143/21,400660.4
7435 Bamberg Road, Jacksonville, FL 32277Listed by PASSPORT REALTY, LLC.Oct 2026$200,000$2143/1936580.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$205,000
Price / Sq Ft$174
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,181
Acres0.22 acres
Year Built1957
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

Community Information

Address7020 N Cotillion Road N, Jacksonville, FL 32211
Area041-Arlington
SubdivisionArlington Hills
CityJacksonville
CountyDuval
StateFL
Zip Code32211
Lot Size9,583.2 sq ft
Parcel Number1187060000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAttached Carport

Interior

AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air, Wall/Window Unit(s)
FlooringTile
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

RoofShingle

Additional Information

Date ListedJuly 30, 2026
Days on Market35
Tax Amount$952.71
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: IRON VALLEY REAL ESTATE NORTH FLORIDA

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines