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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a gated community home in Jacksonville.

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Active Under Contract

Active Under Contract·17 days on market

334 E Ashley Street

Jacksonville, FL 32202

$245,000$170/sqftEst. $1,261/moMLS# 2157305
2
Beds
2
Baths
1,437
Sq Ft
2002
Built
1
Garage
No
Pool

About this home

Jacksonville

Don't miss this opportunity to own a 3-story townhome in the gated Parks at the Cathedral community! Offering approximately 1,500 sq ft, this home features 3 bedrooms, 2 full baths and 1 half bath with flexible living space perfect for a home office, media room or entertaining. Enjoy an attached garage and abundant storage throughout. Community amenities include a clubhouse and a pool. Located less than a mile from EverBank Stadium and just blocks from the St. Johns River and the exciting Pearl Square development, you'll love the convenience to Downtown and nearby restaurants, entertainment and major employers. Ideal as a primary residence, second home or investment property!

Cost to own

Mortgage calculator

$245,000
$49,000
Loan Term
Monthly Payment
$1,261
Principal & Interest: $1,261
Property taxes (est.): $400
Insurance (est.): $163
Estimated Total Monthly
$1,824
*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$1,261
Property taxesest. at asking price, Duval County$400
HOAbilled monthly$250
Estimated total, before insurance$1,911/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,751/yr · $229/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,751/yr

Estimated taxes if purchased at asking price: ~$4,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,738 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 7, 2026Active Under Contract$245,000
  • Jul 27, 2026Listed$245,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$245,000
Price / Sq Ft$170
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,437
Acres0.02 acres
Year Built2002
TypeResidential
Sub-TypeTownhouse
StatusActive Under Contract
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address334 E Ashley Street, Jacksonville, FL 32202
Area073-Downtown Jacksonville-Northbank
SubdivisionParks @ Cathedral
CityJacksonville
CountyDuval
StateFL
Zip Code32202
Lot Size871.2 sq ft
Parcel Number0739020086

Amenities

AmenitiesPool, Clubhouse
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Pantry
AppliancesDisposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories3
LevelsThree Or More
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 27, 2026
Days on Market12
HOA Fees$250 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Trash
Tax Amount$2,750.95
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLUID REALTY, LLC.

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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