This home is in Jacksonville — a gated community home in Jacksonville.
Active Under Contract·45 days on market
338 E Ashley Street
Jacksonville, FL 32202
About this home
Jacksonville
Welcome Home! An amazing opportunity to own a townhome in the gated Parks at the Cathedral community. Just 4 blocks from the St Johns River and less than a mile to EverBank Stadium, this is a location you cannot beat. The community has a pool & clubhouse plus a grounds keeping crew! Entering in from the garage will bring you to the bottom floor which you can utilize this for many different uses. Whether you decide to make this an office, relaxing space, play room area, or extra storage. Walking up stairs brings you into the kitchen and living area and on this floor you have the half bath & a back porch that overlooks the pool and clubhouse. The kitchen appliances have all been updated and the townhome updates include NEW flooring, plumbing, toilets, ceiling fans, fixtures, doors and more! Walking to the top floor brings you to the two bedrooms and bathrooms. The master bed has a double vanity and stand up shower + a MASSIVE walk in closet! This is an opportunity that won't last long!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $237,208 | $215,304 | — |
| 2024 | $215,087 | $195,731 | ▲ $24,000 |
| 2023 | $199,255 | $177,938 | — |
| 2022 | $191,700 | $161,762 | — |
| 2021 | $161,604 | $147,057 | — |
| 2020 | $155,748 | $133,689 | — |
2025 property taxes (current owner): $4,527/yr
Estimated taxes if purchased at asking price: ~$5,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: material not specified — year not disclosed (home built 2002)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record)
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,738 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 12, 2026Active Under Contract$285,000
- Jun 29, 2026Listed$285,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: NETWORTH REALTY OF JACKSONVILLE, LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
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