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This home is in Mill Creek North, Jacksonville.

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Active

Active·Listed today·Mill Creek North

1615 Mathews Manor Drive

Jacksonville, FL 32211

$415,000$207/sqftEst. $2,116/moMLS# 2157134
4
Beds
3
Baths
2,006
Sq Ft
2019
Built
2
Garage
No
Pool

About this home

Mill Creek North

Welcome to this beautifully maintained 4-bedroom, 3- bathroom single family home, built in 2019, offering the perfect blend of modern style and functional living. The desirable split-bedroom floor plan provided added privacy, while the open concept layout creates a bright and inviting space that's ideal for both everyday living and entertaining. The spacious kitchen features stainless steel appliances and flows seamlessly into the dining and living areas. Step outside to enjoy the screened lanai and fulu fenced backyard, perfect for relaxing, entertaining guests, or letting pets play. Additional highlights include qn two car garage, paver driveway, contemporary finishes, and a thoughtfully designed layout that offers comfort and convenience. Don't miss the opportunity to make this move-in-ready home yours! Schedule your private showing today!

Cost to own

Mortgage calculator

$415,000
$83,000
Loan Term
Monthly Payment
$2,116
Principal & Interest: $2,116
Property taxes (est.): $678
Insurance (est.): $277
Estimated Total Monthly
$3,070
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,116
Property taxesest. at asking price, Duval County$678
HOAbilled annually$54
Estimated total, before insurance$2,848/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,671/yr · $473/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,671/yr

Estimated taxes if purchased at asking price: ~$8,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,791 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 26, 2026Listed$415,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$415,000
Price / Sq Ft$207
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,006
Acres0.14 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryMerrill Road
MiddleLandmark
HighTerry Parker

Community Information

Address1615 Mathews Manor Drive, Jacksonville, FL 32211
Area041-Arlington
SubdivisionMill Creek North
CityJacksonville
CountyDuval
StateFL
Zip Code32211
Lot Size6,098.4 sq ft
Parcel Number1207090535
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage

Interior

AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Exterior

Patio / PorchScreened
FencingBack Yard, Vinyl
RoofShingle

Additional Information

Date ListedJuly 26, 2026
Days on Market3
HOA Fees$650 / Annually
HOA FrequencyAnnually
HOA NameMill Creek North HOA
Tax Amount$5,671.14
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Mill Creek North

Mill Creek North is a neighborhood in Jacksonville, FL (Duval County), ZIP 32211.

View all Mill Creek North homes for sale →

Listing Courtesy of: JPAR CITY AND BEACH

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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