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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

Active Under Contract

Active Under Contract·170 days on market

1414 Kendall Drive

Jacksonville, FL 32211

$327,000$190/sqftEst. $1,683/moMLS# 2131732
3
Beds
2
Baths
1,720
Sq Ft
2017
Built
2
Garage
No
Pool

About this home

Jacksonville

Highest & Best By 5pm, 2/27/26. Welcome home to this Lennar-built - less than 10 year old - residence in the desirable Mill Creek East community. This single-story home offers 3 bedrooms, 2 full bathrooms, and an open, split-bedroom floor plan designed for both comfort and functionality. The kitchen features 42' espresso cabinetry, quartz countertops, stainless steel appliances, a large island, and pantry. It's ideal for everyday living and entertaining. Plank-style tile flooring flows through the main living areas, while the bedrooms feature carpet and generous closet space. The primary suite includes a spacious walk-in closet and an upgraded bathroom with dual sinks, a soaking tub, and a separate shower. Enjoy Florida living from the screened lanai overlooking a fenced backyard. Built by Lennar using quality materials and energy-efficient construction. Mill Creek East offers a neighborhood playground, low HOA fees, and convenient access to shopping, dining, and major roadways.

Cost to own

Mortgage calculator

$327,000
$65,400
Loan Term
Monthly Payment
$1,683
Principal & Interest: $1,683
Property taxes (est.): $534
Insurance (est.): $218
Estimated Total Monthly
$2,435
*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$1,683
Property taxesest. at asking price, Duval County$534
HOAbilled semi-annually$51
Estimated total, before insurance$2,268/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $382,500 in January 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$301,808$176,345
2024$303,057$192,790
2023$315,390$185,719
2022$294,572$178,854
2021$222,189$172,189
2020$208,670$158,670

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,795 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Feb 24, 2026Listed$327,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$327,000
Price / Sq Ft$190
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,720
Year Built2017
TypeResidential
Sub-TypeSingle Family Residence
StylePatio Home, Traditional
Property ConditionUpdated/Remodeled
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address1414 Kendall Drive, Jacksonville, FL 32211
Area041-Arlington
SubdivisionMill Creek East
CityJacksonville
CountyDuval
StateFL
Zip Code32211
Parcel Number1230285310
ZoningResidential

Amenities

AmenitiesPlayground
UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Sink, Washer Hookup

Exterior

Patio / PorchPatio, Porch, Screened
FencingBack Yard, Privacy
RoofShingle
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedFebruary 24, 2026
Days on Market96
HOA Fees$307 / Semi-Annually
HOA FrequencySemi-Annually
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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