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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jul 17, 2026·27 days on market·Recent sales in Jacksonville

2856 College Street

Jacksonville, FL 32205

$475,000sold priceListed at $475,000 · 100% of asking$238/sqftMLS# 2136792
4
Beds
2
Baths
2,000
Sq Ft
1923
Built
—
Garage
No
Pool
No HOA4,356 sqft lotDuplex2 stories

About this home

Jacksonville

Contingent *** Accepting Backup **Riverside duplex with two identical 2BR/1BA units 1,000 SF each. Blends historic charm with key updates, including new plumbing. Features original hardwood floors, classic architectural details, spacious porches, and separate private entrances. Located in the heart of Riverside with strong walkability to dining, nightlife, and Murray Hill. Ideal for owner occupant or investor live in one unit and rent the other or add a solid income producing asset in a high demand area.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,631
Property taxesest. at asking price, Duval County$776
Estimated total, before insurance$3,407/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,881/yr · $573/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$475,000
$95,000
Loan Term
Monthly Payment
$2,631
Principal & Interest: $2,631
Property taxes (est.): $776
Insurance (est.): $317
Estimated Total Monthly
$3,723
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$348,000$348,000▼ $12,000
2024$360,000$333,960—
2023$360,000$303,600—
2022$276,000$276,000—
2021$242,000$172,955▲ $21,500
2020$220,500$157,232—

2025 property taxes (current owner): $6,881/yr

Estimated taxes if purchased at asking price: ~$9,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 17, 2026Closed$475,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $170/sq ft; this home is listed at $238/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2609&2611 College Street, Jacksonville, FL 32204Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$339,000$1654/22,05610.4
2501 Myra Street, Jacksonville, FL 32204Listed by THIRDSTONE PROPERTIES LLCAug 2026$251,000$1313/31,91530.6
2518&2520 College Street, Jacksonville, FL 32204Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$369,700$1704/22,18110.6
2514&2516 College Street, Jacksonville, FL 32204Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$349,160$1734/22,01600.6
1266 Donald Street, Jacksonville, FL 32205Listed by LOKATIONMay 2026$510,000$2235/42,2891090.6
3043 Nolan Street, Jacksonville, FL 32254Listed by NUVIEW REALTYJul 2026$145,000$1044/21,40040.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$475,000
Price / Sq Ft$238
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,000
Total Structure Area4,160 sq ft
Acres0.10 acres
Year Built1923
TypeResidential Income
Sub-TypeDuplex
StatusClosed
# of Carport Spaces3
Has PoolNo
Is WaterfrontNo

Community Information

Address2856 College Street, Jacksonville, FL 32205
Area031-Riverside
SubdivisionNew Riverside
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size4,356 sq ft
Parcel Number0644140000

Amenities

UtilitiesCable Available, Electricity Connected, Separate Gas Meters, Sewer Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street, Secured

Interior

AppliancesDishwasher, Microwave, Refrigerator
HeatingCentral, Separate Meters
CoolingCentral Air
FlooringWood
FireplaceYes
# of Fireplaces2
# of Stories2
LevelsTwo
LaundryMultiple Locations, In Unit

Exterior

Exterior FeaturesBalcony
Lot DescriptionHistoric Area
Road FrontageCity Street

Additional Information

Date ListedMarch 26, 2026
Days on Market27
Tax Amount$6,880.74
Tax Year2025
Listing TermsCash, Conventional
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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