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4019 Old Mill Cove Trail E

Jacksonville, FL 32277

$440,000$184/sqftEst. $2,236/moMLS# 2156165

Beds

Baths

2,387

Sq Ft

1976

Built

Garage

Yes

Pool

About this home

Jacksonville

Arlington's Hidden Gem, OLD MILL COVE. Welcome to this 4-bedroom 3 full bathroom 2 car garage all brick home with large private pool in the well-established OLD MILL COVE neighborhood where comfort & space come together. This home is located between the city & the sea, convenient to the beaches, shopping, downtown, EverBank Stadium (Go Jaguars) and Mayport Naval Air Station. This spacious 2387 square foot layout is designed for both everyday living & entertaining. This home also offers a Family room w/ fireplace. formal living & dining room, separate in-law suite with private entrance. HUGE 15' x 41' glassed rear porch overlooking beautiful pool and fully fenced backyard. Roof 6 years new, water heater 7/2026, HVAC 2016, pool refinished fall 2023. Don't miss out on this amazing opportunity to make this house your next home.

Cost to own

Mortgage calculator

Home Price

$440,000

Down Payment: 20%

$88,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,236

Principal & Interest: $2,236

Est. Taxes & Insurance: $559

Estimated Total Monthly

$2,796

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$2,236

Property taxesest. at asking price, Duval County$718

HOAbilled annually$19

Estimated total, before insurance$2,974/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,545/yr

Estimated taxes if purchased at asking price: ~$8,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1976)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,389 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 20, 2026Listed$440,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$440,000

Price / Sq Ft$184

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,387

Acres0.37 acres

Year Built1976

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch, Traditional

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Pool Sweep

Is WaterfrontNo

Direction FacesWest

Community Information

Address4019 Old Mill Cove Trail E, Jacksonville, FL 32277

Area041-Arlington

SubdivisionOld Mill Cove

CityJacksonville

CountyDuval

StateFL

Zip Code32277

Lot Size16,117.2 sq ft

Lot Dimensions122'x128'

Parcel Number1090171007

ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage Door Opener

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Entrance Foyer, Guest Suite, In-Law Floorplan, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s)

AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringLaminate, Tile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup