This home is in L'Atrium, Ponte Vedra Beach — a home near Ponte Vedra High School.
Active Under Contract·92 days on market·L'Atrium
2445 Lorraine Court N
Ponte Vedra Beach, FL 32082
4 more homes for sale in L'Atrium →Search L'Atrium on the map
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About this home
L'Atrium
2445 Lorraine Court N is a 1,886 sq ft, 3 full bedroom, 3 full bathroom single family home located in the desirable L'Atrium neighborhood of Ponte Vedra Beach, FL. Situated at the end of a quiet cul-de-sac, this 1980 patio home features vaulted ceilings, a two-car garage, and a private low maintenance lot. Positioned in on a serene .17acre lot with mature landscaping, front porch and shaded back patio. Short walk/bike ride to schools, restaurants, grocery store, shopping and beach make this neighborhood the perfect location. Community Pool and Tennis Courts and shady sidewalks that lead to a dock make this a wonderful place to live your life. You will fall in love with this cozy home the minute you walk in.
Next steps in L'Atrium
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1980)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,786 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mickler's Landing Beachfront Park9 min drive · 202 parking spaces
Closest park or preserve
Nocatee Preserve18 min drive · 2,378 acres
Closest public boat ramp
Palm Valley Public Landingabout 5 mi · Tolomato River
Closest kayak & paddleboard launch
Cradle Creek Preserve Kayak Launch (Long Portage!)about 5 mi · Cradle Creek - San Pablo Creek
Closest youth league fields
Cornerstone Park8 min drive · Baseball
Closest grocery store
Publix2 min drive · 220 Front Street, Ponte Vedra Beach
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:30 AM, sunset 6:51 PM.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $5,298/yr
Estimated taxes if purchased at asking price: ~$8,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 13, 2026Active Under Contract$515,000
- Aug 28, 2026Price change$515,000−$77,000
- Aug 15, 2026Price change$592,000−$28,000
- Aug 6, 2026Price change$620,000−$30,000
- Jul 19, 2026Listed$650,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $341/sq ft; this home is listed at $273/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2437 Burgundy Court, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jun 2026 | $500,000 | $310 | 3/2 | 1,612 | 20 | 0 |
| 2513 St Michel Court, Ponte Vedra Beach, FL 32082Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Oct 2026 | $495,000 | $301 | 3/2 | 1,645 | 99 | 0.1 |
| 109 Colombard Court, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jun 2026 | $665,000 | $422 | 3/2 | 1,574 | 43 | 0.1 |
| 2522 Dauphine Court W, Ponte Vedra Beach, FL 32082Listed by COMMUNITY REALTY ASSOCIATES | Jul 2026 | $620,000 | $376 | 3/2 | 1,651 | 368 | 0.2 |
| 113 Oak View Circle, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC. | Jul 2026 | $755,000 | $322 | 4/3 | 2,344 | 28 | 0.4 |
| 423 La Reserve Circle, Ponte Vedra Beach, FL 32082Listed by BEACHES REALTY AND MANAGEMENT LLC | Jul 2026 | $580,000 | $341 | 3/2 | 1,701 | 30 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About L'Atrium
L'Atrium is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.
View all L'Atrium homes for sale →Keep looking
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Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines