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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in L'Atrium, Ponte Vedra Beach.

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Sold

Sold·Closed Oct 8, 2026·99 days on market·Recent sales in L'Atrium·L'Atrium

2513 St Michel Court

Ponte Vedra Beach, FL 32082

$495,000sold priceListed at $524,900 · 94.3% of asking$301/sqftMLS# 2147001
3
Beds
2
Baths
1,645
Sq Ft
1980
Built
2
Garage
No
Pool

5 more homes for sale in L'Atrium →Search L'Atrium on the map

FEMA Zone XHOA $62/moSingle Family Residence1 story

About this home

L'Atrium

New roof and HVAC!! This charming single-story home is freshly painted inside. It features vaulted ceilings and a stunning stone fireplace. The primary suite offers direct backyard access with a privacy fence, artificial turf, and a cozy outdoor lounge. Enjoy your community amenities including a resort-style pool, tennis and pickleball courts, sidewalks and scenic lake views. Minutes from world-class beaches, golf, dining, and shopping. A true piece of Florida paradise!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,742
Property taxesest. at asking price, St. Johns County$659
HOAbilled semi-annually$62
Estimated total, before insurance$3,462/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$495,000
$99,000
Loan Term
Monthly Payment
$2,742
Principal & Interest: $2,742
Property taxes (est.): $659
Insurance (est.): $330
Estimated Total Monthly
$3,730
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 1980)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,745 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$449,228$442,060—
2024$422,754$401,873—
2023$419,280$365,339—
2022$420,572$332,126—
2021$301,933$301,933—
2020$279,918$278,551—

Estimated taxes if purchased at asking price: ~$7,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 9, 2026Closed$524,900
  • Sep 9, 2026Active Under Contract$524,900
  • Aug 28, 2026Active$524,900
  • Aug 14, 2026Active Under Contract$524,900
  • Jul 14, 2026Price change$524,900−$25,100
  • May 29, 2026Listed$550,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $366/sq ft; this home is listed at $319/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2522 Dauphine Court W, Ponte Vedra Beach, FL 32082Listed by COMMUNITY REALTY ASSOCIATESJul 2026$620,000$3763/21,6513680.1
2437 Burgundy Court, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJun 2026$500,000$3103/21,612200.1
109 Colombard Court, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJun 2026$665,000$4223/21,574430.2
2335 L'Atrium Circle N, Ponte Vedra Beach, FL 32082Listed by REAL BROKER LLCMay 2026$595,000$3663/21,62460.2
423 La Reserve Circle, Ponte Vedra Beach, FL 32082Listed by BEACHES REALTY AND MANAGEMENT LLCJul 2026$580,000$3413/21,701300.4
3112 La Reserve Drive, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS PVJul 2026$522,000$3083/2.51,697840.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$524,900
Price / Sq Ft$319
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,645
Year Built1980
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address2513 St Michel Court, Ponte Vedra Beach, FL 32082
Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv
SubdivisionL Atrium
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0622432023

Amenities

UtilitiesCable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesVaulted Ceiling(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne

Additional Information

Date ListedMay 29, 2026
Days on Market99
HOA Fees$369.12 / Semi-Annually
HOA FrequencySemi-Annually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About L'Atrium

L'Atrium is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all L'Atrium homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines