This home is in Ponte Vedra Beach — a home near Ponte Vedra High School.
Sold·Closed Jul 10, 2026·30 days on market·Recent sales in Ponte Vedra Beach
423 La Reserve Circle
Ponte Vedra Beach, FL 32082
About this home
Ponte Vedra Beach
Perfectly positioned east of A1A in Ponte Vedra Beach, this 3-bedroom, 2-bath home combines comfort and coastal convenience. Vaulted ceilings, wood floors, plantation shutters, and a gas fireplace create a warm, light-filled interior. An open kitchen, split-bedroom design, and an oversized heated/cooled Florida room offer versatile living spaces. Spacious master with large walk in closet. Step outside to a private gated courtyard with low maintenance lawn care and enjoy community tennis, pickleball, and pool--plus the beach just a short bike ride away. New AC, washer, and dryer in 2024. Upgraded lighting and ceiling fans. All new duct work. Located across from Sawgrass Village, enjoy the close proximity of restaurants, shops, and groceries.
Next steps in Ponte Vedra Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 1992)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · JEA_Premises point dataset CCB_DESCR like sewer · Public water · JEA_Premises point dataset with CCB_DESC like Water
County records show this parcel on central sewer served by JEA_Premises point dataset CCB_DESCR like sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,795 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $552,000 in April 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $473,317 | $473,317 | — |
| 2024 | $462,472 | $462,472 | — |
| 2023 | $436,840 | $111,928 | — |
| 2022 | $376,125 | $111,566 | — |
| 2021 | $296,237 | $106,846 | — |
| 2020 | $272,972 | $104,674 | — |
2025 property taxes (current owner): $6,709/yr
Estimated taxes if purchased at asking price: ~$9,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 12, 2026Closed$589,900
- May 14, 2026Listed$589,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $376/sq ft; this home is listed at $347/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3112 La Reserve Drive, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS PV | Jul 2026 | $522,000 | $308 | 3/2.5 | 1,697 | 84 | 0 |
| 3116 La Reserve Drive, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS PV | Sep 2025 | $575,000 | $387 | 3/2 | 1,485 | 13 | 0 |
| 2335 L'Atrium Circle N, Ponte Vedra Beach, FL 32082Listed by REAL BROKER LLC | May 2026 | $595,000 | $366 | 3/2 | 1,624 | 6 | 0.2 |
| 109 Colombard Court, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jun 2026 | $665,000 | $422 | 3/2 | 1,574 | 43 | 0.3 |
| 2513 St Michel Court, Ponte Vedra Beach, FL 32082Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Oct 2026 | $495,000 | $301 | 3/2 | 1,645 | 99 | 0.4 |
| 2522 Dauphine Court W, Ponte Vedra Beach, FL 32082Listed by COMMUNITY REALTY ASSOCIATES | Jul 2026 | $620,000 | $376 | 3/2 | 1,651 | 368 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BEACHES REALTY AND MANAGEMENT LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines