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This home is in Jacksonville.

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Active

Active·1 day on market

3059 Portulaca Avenue

Jacksonville, FL 32224

$390,000$287/sqftEst. $2,076/moMLS# 2155982
3
Beds
2
Baths
1,358
Sq Ft
1992
Built
2
Garage
No
Pool

About this home

Jacksonville

Welcome home to easy Florida living! This inviting 3-bedroom, 2-bath home offers a comfortable open floor plan with vaulted ceilings that create a bright and airy feel throughout. Great curb appeal welcomes you inside, where the spacious living area flows effortlessly into the kitchen and dining space--perfect for relaxing, entertaining, or everyday living. Step outside to an inviting fenced backyard with peaceful lagoon views, offering a great space to unwind and enjoy the outdoors. Whether you're a first-time homebuyer or simply looking for a low-maintenance place to call home, this property is full of potential. Conveniently located near San Pablo Road, you'll enjoy easy access to Mayo Clinic, shopping, dining, and beautiful beaches. New roof installed prior to closing. Come experience the Florida lifestyle and make this home your own!

Cost to own

Mortgage calculator

$390,000
$78,000
Loan Term
Monthly Payment
$1,982
Principal & Interest: $1,982
Est. Taxes & Insurance: $496
Estimated Total Monthly
$2,478
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,076
Property taxesest. at asking price, Duval County$637
HOAbilled annually$11
Estimated total, before insurance$2,724/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,905/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,670 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 17, 2026Listed$390,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$390,000
Price / Sq Ft$287
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,358
Acres0.13 acres
Year Built1992
TypeResidential
Sub-TypeSingle Family Residence
StyleVilla
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

ElementaryAlimacani
HighSandalwood

Community Information

Address3059 Portulaca Avenue, Jacksonville, FL 32224
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionPablo Woods
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size5,810.9 sq ft
Parcel Number1671150990
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewPond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Laminate, Vinyl
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchPatio
FencingBack Yard
RoofShingle
ConstructionComposition Siding
Road SurfaceAsphalt

Additional Information

Date ListedJuly 17, 2026
Days on Market0
HOA Fees$137 / Annually
HOA FrequencyAnnually
HOA NamePablo Woods Homeowners Association
Tax Amount$1,905
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARK SPAIN REAL ESTATE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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