Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a home near Sandalwood High School.

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Active Under Contract

Active Under Contract·44 days on market

13486 Las Brisas Way

Jacksonville, FL 32224

$405,000$302/sqftEst. $2,084/moMLS# 2153360

Beds

Baths

1,342

Sq Ft

1998

Built

Garage

Pool

About this home

Jacksonville

Beautifully updated 3BR/2BA home with tranquil water views and a spacious open patio perfect for relaxing or entertaining. Luxury vinyl plank flooring extends throughout the home, complemented by updated ceiling fans and modern finishes. The kitchen features quartz countertops, a tile backsplash, newer SS appliances, pendant lighting, and an oversized breakfast island that opens to the main living area, making it ideal for everyday living and gathering with family and friends. Both bathrooms have been tastefully renovated with updated vanities, tile backsplashes, and illuminated mirrors. Step outside to your private backyard retreat where the large patio overlooks a scenic pond with no rear neighbors, creating the perfect place to enjoy your morning coffee or unwind in the evening. Ideally located just minutes from Mayo Clinic, Jacksonville's beaches, shopping, dining, and major highways, this move in ready home offers the perfect combination of style, comfort, and convenience.

Cost to own

Mortgage calculator

Home Price

$405,000

Down Payment: 20%

$81,000

Interest Rate: 6.67%

Loan Term

Monthly Payment

$2,084

Principal & Interest: $2,084

Property taxes (est.): $661

Insurance (est.): $270

Estimated Total Monthly

$3,016

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$2,084

Property taxesest. at asking price, Duval County$661

HOAbilled annually$14

Estimated total, before insurance$2,760/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,555/yr · $546/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $395,000 in March 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$348,875	$348,875	—
2024	$334,739	$334,739	—
2023	$320,139	$320,139	—
2022	$272,669	$246,611	—
2021	$226,000	$224,192	—
2020	$203,811	$203,811	▲ $5,916

2025 property taxes (current owner): $6,555/yr

Estimated taxes if purchased at asking price: ~$7,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,757 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History