This home is in Pablo Point, Jacksonville.

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Active

Active·Listed today·Pablo Point

13693 Picarsa Drive

Jacksonville, FL 32225

$599,000$329/sqftEst. $3,188/moMLS# 2155707

Beds

Baths

1,818

Sq Ft

1984

Built

Garage

Yes

Pool

About this home

Pablo Point

Welcome to 13693 Picarsa Dr, a beautifully renovated home tucked away in one of Jacksonville's best-kept secrets--Pablo Point. Surrounded by mature oak trees and just 5 minutes from the beaches, Mayo Clinic, Atlantic Beach, JTB, Fresh Market, Blue Orchid, and countless local favorites, this location offers the perfect blend of convenience and coastal living. Best of all, NO HOA means plenty of room to park your boat, RV, or other toys. The striking contemporary exterior with natural wood accents sets the tone for what's inside. Soaring vaulted ceilings, abundant natural light, and a dramatic floor-to-ceiling fireplace create an unforgettable first impression. The heart of the home is the stunning chef's kitchen featuring white shaker cabinetry, quartz countertops, a marble herringbone backsplash, stainless steel appliances, an oversized breakfast bar, and abundant storage.

Cost to own

Mortgage calculator

Home Price

$599,000

Down Payment: 20%

$119,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,045

Principal & Interest: $3,045

Est. Taxes & Insurance: $761

Estimated Total Monthly

$3,806

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,188

Property taxesest. at asking price, Duval County$978

Estimated total, before insurance$4,166/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,417/yr

Estimated taxes if purchased at asking price: ~$11,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1984)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,253 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 16, 2026Listed$599,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$599,000

Price / Sq Ft$329

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,818

Acres0.24 acres

Year Built1984

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary, Traditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Screen Enclosure

Is WaterfrontNo

School Information

ElementaryNeptune Beach

MiddleMayport

HighSandalwood

Community Information

Address13693 Picarsa Drive, Jacksonville, FL 32225

Area043-Intracoastal West-North Of Atlantic Blvd

SubdivisionPablo Point

CityJacksonville

CountyDuval

StateFL

Zip Code32225

Lot Size10,454.4 sq ft

Parcel Number1671581558

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerSeptic Tank

Water SourcePublic

ParkingAttached, Garage, Off Street

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Primary Bathroom - Shower No Tub, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet

FireplaceYes

# of Fireplaces1

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Washer Hookup