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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

$349,000Sold5 bd · 3.5 ba · 3,133 sq ft

Sold·Closed Sep 11, 2026·7 days on market·Recent sales in Jacksonville

8992 Merseyside Avenue

Jacksonville, FL 32219

$349,000sold priceListed at $349,000 · 100% of asking$111/sqftMLS# 2155628
5
Beds
3.5
Baths
3,133
Sq Ft
2012
Built
2
Garage
No
Pool
FEMA Zone XHOA $32/mo9,583 sqft lotSingle Family Residence2 stories

About this home

Jacksonville

INVITING AND SPACIOUS 5 bedroom, 3.5 bathroom home. Beautifully appointed home with one bedroom and full bathroom downstairs and 4 bedrooms upstairs. Over 3,000 square feet featuring stucco and ledgestone front, tray ceiling in primary bedroom, tiled floors, gourmet kitchen with solid surface kitchen countertops, center island, double ovens, pantry, and stainless appliances. Great size covered patio. 1/2 bath downstairs. Large laundry room downstairs. Primary suite is airy and welcoming with an amazing walk-in closet and tub and shower with 2 sinks. Upstairs Hall Bathroom has 2 sinks. Spacious lot for entertaining with unobstructed view. Such a fabulous floorplan, it is still being built today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,903
Property taxesest. at asking price, Duval County$570
HOAbilled annually$32
Estimated total, before insurance$2,505/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,542/yr · $295/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2012)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,782 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Southeast-facing backyard — winter sunrises, bright mornings

The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 7:41 AM, sunset 6:40 PM.

  • The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
  • A comfortable compromise lot: real sun without the western afternoon heat.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,542/yr

Estimated taxes if purchased at asking price: ~$6,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 11, 2026Closed$349,000
  • Jul 23, 2026Active Under Contract$349,000
  • Jul 16, 2026Listed$349,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $135/sq ft; this home is listed at $111/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7250 Oxfordshire Avenue, Jacksonville, FL 32219Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYJul 2026$304,000$1374/2.52,21560.4
9974 Timber Falls Lane, Jacksonville, FL 32219Listed by HERRON REAL ESTATE LLCFeb 2026$294,000$1314/32,240420.4
7187 Oxfordshire Avenue, Jacksonville, FL 32219Listed by UNITED REAL ESTATE GALLERYJul 2026$290,000$1304/22,23630.5
10128 Lancashire Drive, Jacksonville, FL 32219Listed by HERRON REAL ESTATE LLCMar 2026$345,000$1424/32,422570.7
7691 Hollenbeck Way, Jacksonville, FL 32219Listed by LENNAR REALTY INCFeb 2026$330,000$1355/32,449521.5
7713 Hollenbeck Way, Jacksonville, FL 32219Listed by LENNAR REALTY INCJan 2026$322,000$1315/32,449871.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$349,000
Price / Sq Ft$111
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,133
Total Structure Area3,698 sq ft
Acres0.22 acres
Year Built2012
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNorthwest

School Information

ElementarySamuel A. Hull
MiddleJean Ribault
HighJean Ribault

Community Information

Address8992 Merseyside Avenue, Jacksonville, FL 32219
Area081-Marietta/Whitehouse/Baldwin/Garden St
SubdivisionSt James Place
CityJacksonville
CountyDuval
StateFL
Zip Code32219
Lot Size9,583.2 sq ft
Parcel Number0040254655
ZoningSingle Family

Amenities

AmenitiesPlayground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric, Zoned
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

Exterior

Lot DescriptionCleared
Patio / PorchCovered, Front Porch, Rear Porch
FencingBack Yard, Vinyl
RoofShingle
ConstructionFrame, Stone Veneer, Stucco
Road SurfaceAsphalt, Paved
Road FrontageCity Street

Additional Information

Date ListedJuly 16, 2026
Days on Market7
HOA Fees$385.75 / Annually
HOA FrequencyAnnually
HOA NameSt. James Place Community Assoc. - Kingdom Mgmt
Tax Amount$3,541.83
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

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