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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Neptune Beach — a home near Duncan U. Fletcher High School.

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Sold

Sold·Closed Sep 30, 2026·79 days on market·Recent sales in Neptune Beach

1312 Jenks Court

Neptune Beach, FL 32266

$740,000sold priceListed at $779,000 · 95% of asking$370/sqftMLS# 2155625
4
Beds
2
Baths
1,999
Sq Ft
1992
Built
2
Garage
No
Pool
FEMA Zone XHOA $23/mo10,019 sqft lotSingle Family Residence1 story

About this home

Neptune Beach

Welcome to the highly sought after community of Neptune Beach! Make this home your own, with a spacious floorpan and a large fenced in backyard. Plenty of room for a pool (Concept plans from current owners included)! The Master Suite has a walk-in closet, double sinks, shower and garden tub. Kitchen has stainless appliances and granite countertops with an amazing tile feature wall and dry bar for entertaining. Open floorplan with fireplace in the back Living Room. This home has tons of closet space and spacious secondary bedrooms. Freshly painted with newer systems through (HVAC 2 years old and water heater 4 years old) as well as a newer roof (6 years old).

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,099
Property taxesest. at asking price, Duval County$1,208
HOAbilled annually$23
Estimated total, before insurance$5,331/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,986/yr · $582/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$740,000
$148,000
Loan Term
Monthly Payment
$4,099
Principal & Interest: $4,099
Property taxes (est.): $1,208
Insurance (est.): $493
Estimated Total Monthly
$5,801
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0020407 - City of Neptune Beach · Public water (record)

County records show this parcel on central sewer served by FL0020407 - City of Neptune Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,831 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,986/yr

Estimated taxes if purchased at asking price: ~$14,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 1, 2026Closed$779,000
  • Aug 27, 2026Pending$779,000
  • Aug 18, 2026Price change$779,000−$20,000
  • Jul 16, 2026Listed$799,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $455/sq ft; this home is listed at $390/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1821 Leeward Lane, Neptune Beach, FL 32266Listed by LATITUDE 30 REALTY LLCSep 2026$630,000$3384/31,863620.1
518 Rosebud Lane, Neptune Beach, FL 32266Listed by FLUID REALTY, LLC.Aug 2026$619,750$3563/21,74370.5
310 Skate Road, Atlantic Beach, FL 32233Listed by NON MLS (realMLS)Aug 2026$375,000$2613/1.51,43630.6
707 Cedar Court, Neptune Beach, FL 32266Listed by WATSON REALTY CORPSep 2026$890,000$5174/21,72040.8
1017 Hagler Drive, Neptune Beach, FL 32266Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$1,000,000$4554/32,20030.8
785 Triton Road, Atlantic Beach, FL 32233Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$710,000$4733/21,500200.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$779,000
Price / Sq Ft$390
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,999
Acres0.23 acres
Year Built1992
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address1312 Jenks Court, Neptune Beach, FL 32266
Area222-Neptune Beach-West
SubdivisionSecluded Woods
CityNeptune Beach
CountyDuval
StateFL
Zip Code32266
Lot Size10,018.8 sq ft
Parcel Number1780776115

Amenities

Community FeaturesStreet Lights, Curbs
UtilitiesCable Available, Electricity Available, Natural Gas Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesPrimary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Range, Microwave, Water Softener Owned
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchCovered
FencingBack Yard
RoofShingle
ConstructionBrick
Other StructuresShed(s)

Additional Information

Date ListedJuly 16, 2026
Days on Market79
HOA Fees$280 / Annually
HOA FrequencyAnnually
Tax Amount$6,985.64
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PONTE VEDRA PALM VALLEY REAL ESTATE COMPANY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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