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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jax Beach Park, Neptune Beach.

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Active·Listed today·Jax Beach Park

552 Seagate Avenue

Neptune Beach, FL 32266

$899,900$507/sqftEst. $4,926/moMLS# 2168271
3
Beds
2
Baths
1,775
Sq Ft
2025
Built
2
Garage
No
Pool

5 more homes for sale in Jax Beach Park →Search Jax Beach Park on the map

No HOASingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jax Beach Park

Don't miss this rare opportunity to own a newly built home in the heart of Neptune Beach! This stunning single-story home is perfectly located just five blocks from the beach and within walking distance to Fletcher High School, top-rated restaurants, and vibrant local entertainment. Thoughtfully designed with coastal charm and high-end finishes, this home features a soaring vaulted tongue & groove ceiling with a stained beam, a beautifully crafted shiplap kitchen island, gorgeous wood flooring throughout, paver driveway and covered patio, and elegant quartz countertops. The spa-inspired primary bath includes a spacious walk-in shower for a luxurious touch.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$4,926
Property taxesest. at asking price, Duval County$1,469
Estimated total, before insurance$6,395/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$899,900
$179,980
Loan Term
Monthly Payment
$4,926
Principal & Interest: $4,926
Property taxes (est.): $1,469
Insurance (est.): $600
Estimated Total Monthly
$6,995
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,788 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$370,800$370,800—

Estimated taxes if purchased at asking price: ~$17,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 7, 2026Listed$899,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$899,900
Price / Sq Ft$507
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,775
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address552 Seagate Avenue, Neptune Beach, FL 32266
Area222-Neptune Beach-West
SubdivisionJax Beach Park
CityNeptune Beach
CountyDuval
StateFL
Zip Code32266
Lot Dimensions50'x120'
Parcel Number1736020040

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Freezer, Microwave, Refrigerator, Washer
HeatingElectric
CoolingElectric
FlooringWood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Patio, Rear Porch
FencingBack Yard
RoofShingle
ConstructionComposition Siding
Road FrontageCity Street

Additional Information

Date ListedOctober 7, 2026
Days on Market0
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LMH REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Jax Beach Park

Jax Beach Park is a neighborhood in Neptune Beach, FL (Duval County), ZIP 32266.

View all Jax Beach Park homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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