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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Pablo Point, Jacksonville.

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Sold

Sold·Closed Aug 20, 2026·3 days on market·Recent sales in Pablo Point·Pablo Point

220 Tarrasa Drive

Jacksonville, FL 32225

$525,000sold priceListed at $500,000 · 105% of asking$351/sqftMLS# 2155622
3
Beds
2
Baths
1,494
Sq Ft
1981
Built
2
Garage
No
Pool

All Pablo Point homes for sale →Search Pablo Point on the map

FEMA Zone XNo HOA0.45 acresSingle Family Residence1 story

About this home

Pablo Point

Welcome home to this charming 3-bedroom, 2-bath residence in desirable Pablo Point! Beautifully updated throughout, the home features a magazine worthy kitchen with modern finishes, plenty of counter space and ample storage. The kitchen opens seamlessly to the inviting living room with a cozy fireplace, plus a designated dining area perfect for everyday living and entertaining. The split-bedroom floor plan offers added privacy, while updated bathrooms provide a fresh, move-in-ready feel. Situated on a spacious corner lot, the fully fenced backyard includes a screened porch, patio, and fire pit, ideal for relaxing or gathering with friends and family. Additional updates include whole house replumbing and updated windows for added peace of mind. Best of all, there's no HOA! Conveniently located near beaches, shopping, dining, and Mayo Clinic, this home is one you won't want to miss!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,908
Property taxesest. at asking price, Duval County$857
Estimated total, before insurance$3,765/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,124/yr · $344/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$525,000
$105,000
Loan Term
Monthly Payment
$2,908
Principal & Interest: $2,908
Property taxes (est.): $857
Insurance (est.): $350
Estimated Total Monthly
$4,115
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1981)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,359 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,124/yr

Estimated taxes if purchased at asking price: ~$10,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 20, 2026Closed$500,000
  • Jul 20, 2026Active Under Contract$500,000
  • Jul 16, 2026Listed$500,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $278/sq ft; this home is listed at $335/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
165 Pablo Point Drive, Jacksonville, FL 32225Listed by JPAR CITY AND BEACHSep 2026$499,900$3373/21,483130.2
13415 Peregrine Street, Jacksonville, FL 32225Listed by RIVER CITY RENTALS AND REALTYSep 2026$500,000$3672/1.51,362430.2
13723 Coral Drive, Jacksonville, FL 32224Listed by RPB REALTY,INCSep 2026$429,900$2283/2.51,88320.5
13353 Dijon Drive E, Jacksonville, FL 32225Listed by MOMENTUM REALTYSep 2026$440,000$2783/21,584580.6
13208 Grant Logan Lane, Jacksonville, FL 32225Listed by SOVEREIGN REAL ESTATE GROUPSep 2026$315,000$2223/21,422420.7
13130 Everett Court E, Jacksonville, FL 32225Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$340,000$2283/21,488180.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$500,000
Price / Sq Ft$335
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,494
Acres0.45 acres
Year Built1981
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address220 Tarrasa Drive, Jacksonville, FL 32225
Area043-Intracoastal West-North Of Atlantic Blvd
SubdivisionPablo Point
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size19,602 sq ft
Parcel Number1671581182

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesPrimary Bathroom - Shower No Tub, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LaundryIn Garage

Exterior

Exterior FeaturesFire Pit
Lot DescriptionCorner Lot
Patio / PorchPatio, Rear Porch, Screened
FencingBack Yard
Other StructuresShed(s)

Additional Information

Date ListedJuly 16, 2026
Days on Market3
Tax Amount$4,124.27
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ROOT REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Pablo Point

Pablo Point is a neighborhood in Jacksonville, FL (Duval County), ZIP 32225.

View all Pablo Point homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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