This home is in Terra Costa, Jacksonville — a gated community home in Jacksonville.
Sold·Closed Aug 31, 2026·19 days on market·Recent sales in Terra Costa·Terra Costa
3169 Parador Way
Jacksonville, FL 32246
5 more homes for sale in Terra Costa →Search Terra Costa on the map
About this home
Terra Costa
Backing to a private preserve in the sought-after gated Terra Costa community, this former CalAtlantic model home offers 3,644 square feet of thoughtfully designed living in one of Jacksonville's most desirable Southside locations. Move-in ready featuring four bedrooms, three full and two half baths, a first-floor primary suite, dedicated office, and spacious bonus room, the home's design balances everyday comfort with effortless entertaining. The open-concept design features rich wood flooring and a chef's kitchen with an oversized island, granite countertops, stacked cabinetry, tile backsplash, walk-in pantry, stainless steel appliances, natural gas cooktop, double wall ovens, and farmhouse sink. The first-floor primary suite includes a spa-inspired bath with dual vanities, tiled walk-in shower, and custom walk-in closet. Upstairs, a private guest suite and two additional bedrooms connected by a Jack-and-Jill bath provide flexible living for family and guests.
Next steps in Terra Costa
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: Tile — year not disclosed (home built 2015)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,770 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $13,091/yr
Estimated taxes if purchased at asking price: ~$20,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Aug 31, 2026Closed$1,075,000
- Aug 2, 2026Active Under Contract$1,075,000
- Jul 14, 2026Listed$1,075,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $292/sq ft; this home is listed at $296/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2865 Montilla Drive, Jacksonville, FL 32246Listed by ELITE REALTY GROUP | Oct 2026 | $697,000 | $221 | 3/4.5 | 3,157 | 142 | 0.3 |
| 13124 Highland Glen Way E, Jacksonville, FL 32224Listed by INI REALTY | Jul 2026 | $760,000 | $249 | 4/3.5 | 3,049 | 58 | 0.3 |
| 13175 Wexford Hollow Road N, Jacksonville, FL 32224Listed by INI REALTY | Sep 2026 | $870,000 | $292 | 5/4.5 | 2,984 | 59 | 0.5 |
| 13540 Cheyne Road, Jacksonville, FL 32246Listed by DJ & LINDSEY REAL ESTATE | Aug 2026 | $799,000 | $278 | 5/3 | 2,875 | 62 | 0.5 |
| 3727 Cricket Cove Road E, Jacksonville, FL 32224Listed by INI REALTY | Jul 2026 | $935,000 | $301 | 4/3 | 3,108 | 84 | 0.6 |
| 3689 Eastbury Drive, Jacksonville, FL 32224Listed by PONTE VEDRA PALM VALLEY REAL ESTATE COMPANY LLC | Jul 2026 | $925,000 | $305 | 5/3.5 | 3,028 | 0 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS ST JOHNS
Sold by: MOMENTUM REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Terra Costa
Terra Costa is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.
View all Terra Costa homes for sale →Keep looking
More homes in Terra Costa
Keep looking
Similar homes in Jacksonville
Explore the area
More in Terra Costa
Terra Costa guides & reports
Your Local Realtor

Krista Fracke
Broker Associate
This home sold on Aug 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines











