Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

Photo 1 / 25
Pending

Pending·89 days on market

3977 Palladian Court

Jacksonville, FL 32217

$281,589$164/sqftEst. $1,560/moMLS# 2155098
↓ $20,000 below original list
3
Beds
2.5
Baths
1,717
Sq Ft
2026
Built
1
Garage
No
Pool
FEMA Zone XHOA $194/mo2,178 sqft lotTownhouse2 storiesNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Under Construction: Ready October 2026! Enjoy the savings! Hardwick Farms community offers all the charm and no CDD fees. This beautiful floor plan Irving townhome by Lennar features 3 bedrooms, 2.5 baths, a comfy loft, and a 1-car garage. The kitchen includes 42'' white cabinets, white quartz countertops, and Frigidaire stainless steel appliances range, microwave, dishwasher, and refrigerator. Ceramic wood-look tile runs through wet areas and main living spaces. Additional features include window blinds throughout and sprinkler system. Backed by a one-year builder warranty, dedicated customer service, and 24-hour emergency support. This nice area offers a prime location with easy access to both downtown and the beaches, while maintaining a peaceful, suburban feel. Residents enjoy scenic riverfront views, established neighborhoods with mature trees, quality schools, and convenient proximity to shopping, dining, and major roadways. (Conditions may apply)

Next steps in Jacksonville

FollowNew Jacksonville homes the day they list · free, no account

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,560
Property taxesest. at asking price, Duval County$460
HOAbilled monthly$194
Estimated total, before insurance$2,214/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$893/yr · $74/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$281,589
$56,318
Loan Term
Monthly Payment
$1,560
Principal & Interest: $1,560
Property taxes (est.): $460
Insurance (est.): $188
Estimated Total Monthly
$2,207
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,356 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 30, 2026Pending$281,589
  • Jul 27, 2026Price change$281,589−$20,000
  • Jul 13, 2026Price change$301,589+$2,000
  • Jul 13, 2026Listed$299,589

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $175/sq ft; this home is listed at $164/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3964 Palladian Court, Jacksonville, FL 32217Listed by LENNAR REALTY INCOct 2026$309,000$2083/2.51,483110
3962 Palladian Court, Jacksonville, FL 32217Listed by LENNAR REALTY INCSep 2026$299,589$1743/2.51,717120
3963 Palladian Court, Jacksonville, FL 32217Listed by LENNAR REALTY INCAug 2026$284,589$1663/2.51,717330
3965 Palladian Court, Jacksonville, FL 32217Listed by LENNAR REALTY INCJul 2026$285,573$1663/2.51,717250
3957 Palladian Court, Jacksonville, FL 32217Listed by LENNAR REALTY INCJul 2026$300,000$1753/2.51,716500
3961 Palladian Street, Jacksonville, FL 32217Listed by LENNAR REALTY INCJul 2026$314,589$1833/2.51,717180

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$281,589
Price / Sq Ft$164
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,717
Acres0.05 acres
Year Built2026
TypeResidential
Sub-TypeTownhouse
StyleTraditional
Property ConditionUnder Construction
StatusPending
# of Garages1
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

MiddleSelect One

Community Information

Address3977 Palladian Court, Jacksonville, FL 32217
Area012-San Jose
SubdivisionHardwick Farms
CityJacksonville
CountyDuval
StateFL
Zip Code32217
Lot Size2,178 sq ft
Parcel Number000
ZoningPUD

Amenities

UtilitiesCable Available, Other
SewerPublic Sewer
Water SourcePublic
Green / EnergyAppliances, Windows
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Eat-in Kitchen, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchPatio, Porch
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedJuly 13, 2026
Days on Market16
HOA Fees$194.4 / Monthly
HOA FrequencyMonthly
Tax Amount$893.26
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: LENNAR REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines