This home is in Jacksonville.

1 / 22

Pending

Pending·47 days on market

3975 Palladian Court

Jacksonville, FL 32217

$301,589$176/sqftEst. $1,538/moMLS# 2149592

Beds

Baths

1,717

Sq Ft

2026

Built

Garage

Pool

About this home

Jacksonville

Under Construction: Ready September 2026! This beautiful in-unit Irving townhome by Lennar features 3 bedrooms, 2.5 baths, a comfy loft, and a 1-car garage. The kitchen includes 42'' white cabinets, white quartz countertops, and Frigidaire stainless steel appliances range, microwave, dishwasher, and refrigerator. Ceramic wood-look tile runs through wet areas and main living spaces. Additional features include window blinds throughout and sprinkler system. Backed by a one-year builder warranty, dedicated customer service, and 24-hour emergency support. This nice area offers a prime location with easy access to both downtown and the beaches, while maintaining a peaceful, suburban feel. Residents enjoy scenic riverfront views, established neighborhoods with mature trees, quality schools, and convenient proximity to shopping, dining, and major roadways. Enjoy the savings! Hardwick Farms community offers all the charm and no CDD fees. (Conditions may apply)

Cost to own

Mortgage calculator

Home Price

$301,589

Down Payment: 20%

$60,318

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,538

Principal & Interest: $1,538

Property taxes (est.): $492

Insurance (est.): $201

Estimated Total Monthly

$2,231

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,538

Property taxesest. at asking price, Duval County$492

HOAbilled monthly$194

Estimated total, before insurance$2,225/mo

Seller’s 2024 tax billper the MLS — includes any CDD / assessments$893/yr · $74/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,356 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 20, 2026Pending$301,589
Jul 13, 2026Price change$301,589+$2,000
Jun 9, 2026Listed$299,589

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$301,589

Price / Sq Ft$176

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,717

Acres0.05 acres

Year Built2026

TypeResidential

Sub-TypeTownhouse

StyleTraditional

Property ConditionUnder Construction

StatusPending

# of Garages1

Has PoolNo

Is WaterfrontNo

New ConstructionYes

School Information

MiddleSelect One

Community Information

Address3975 Palladian Court, Jacksonville, FL 32217

Area012-San Jose

SubdivisionHardwick Farms

CityJacksonville

CountyDuval

StateFL

Zip Code32217

Lot Size2,178 sq ft

Parcel Number000

ZoningPUD

Amenities

UtilitiesCable Available, Other

SewerPublic Sewer

Water SourcePublic

Green / EnergyAppliances, Windows

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Eat-in Kitchen, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)