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Active

Active·14 days on market

322 Canopy Hall Drive

St. Augustine, FL 32095

$650,000Est. $3,314/moMLS# 2155071
0
Beds
0
Baths
0
Sq Ft
Built
Garage
No
Pool

About this home

St. Augustine

Build your dream home on this exceptional 1.48 acre homesite with 200' of waterfront frontage, at the end of the cul de sac. Located in the exclusive gated community of Marsh Point, consisting of 27 home sites. This private homesite offers incredible views. The community has a wonderful shared dock to launch your kayak or canoe. Tucked away just off US-1, Marsh Point is an intimate, sought-after neighborhood offering the perfect balance of privacy and convenience. Enjoy easy access to historic downtown St. Augustine, Vilano Beach, premier shopping and dining, and highly rated schools, with Jacksonville just a short drive away. BRING YOUR OWN BUILDER. City water, No City Sewer- Septic Required. Whether you're envisioning a coastal retreat or a custom luxury residence, this property provides the ideal setting to bring your vision to life. See Video, Survey, Community Plat. No remaining lots.

Cost to own

Mortgage calculator

$650,000
$130,000
Loan Term
Monthly Payment
$3,314
Principal & Interest: $3,314
Property taxes (est.): $865
Insurance (est.): $433
Estimated Total Monthly
$4,612
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,314
Property taxesest. at asking price, St. Johns County$865
HOAbilled monthly$210
Estimated total, before insurance$4,389/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,289/yr · $524/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,289/yr

Estimated taxes if purchased at asking price: ~$10,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 12, 2026Listed$650,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$650,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres1.48 acres
TypeLand
Sub-TypeUnimproved Land
StatusActive
Has PoolNo
Is WaterfrontYes

School Information

ElementaryKetterlinus
MiddleSebastian

Community Information

Address322 Canopy Hall Drive, St. Augustine, FL 32095
Area313-Whitecastle/Airport Area
SubdivisionMarsh Point
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size64,468.8 sq ft
Lot Dimensions273x316x200x192
Parcel Number0747610150
ZoningSingle Family

Amenities

AmenitiesManagement - Off Site, Water
UtilitiesCable Available, Electricity Available, Water Available
Water SourcePublic
ViewIntracoastal, River, Water

Exterior

Lot DescriptionCul-De-Sac, Wooded
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJuly 12, 2026
Days on Market3
HOA Fees$210 / Monthly
HOA FrequencyMonthly
Tax Amount$6,289.22
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Contact Krista Fracke