This lot is in Vermont Heights, Elkton.
$13,0000.11 acres · Unimproved Land
Active·125 days on market·Vermont Heights
4105 Maine Street
Elkton, FL 32033
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this lot
Vermont Heights
Tranquil & peaceful parcel located in St. Johns County. Great investment opportunity for the future development. No HOA or CDD fees. Zoning allows mobile homes or site build home. Currently no access to property however the road is established on plot map with County. Buyer would need to comply with developing road further to property.
Next steps in Vermont Heights
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
A Street ramp and lotsabout 8 mi · 45 parking spaces
Closest park or preserve
Palatka-to-St. Augustine State Trail3 min drive · 18.6 mi of trails
Closest public boat ramp
Moultrie Creek Boat Rampabout 5 mi · Moutrie Creek
Closest kayak & paddleboard launch
Vail Point Park – Paddlecraft Dockabout 5 mi · Moultrie Creek
Closest youth league fields
Treaty Park10 min drive · Basketball, Football, Lacrosse
Closest grocery store
Publix7 min drive · 250 Plaza Blvd, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $7,000 | $2,924 | — |
2025 property taxes (current owner): $78/yr
Estimated taxes if purchased at asking price: ~$200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,526 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Jul 11, 2026Listed$13,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Exterior
Additional Information
Listing Courtesy of: MANUCY REALTY AND ASSOCIATES
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Vermont Heights
Vermont Heights is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32033.
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More in Vermont Heights
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Your Local Realtor

Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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