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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Aug 17, 2026·24 days on market·Recent sales in Jacksonville

13949 Gossett Street

Jacksonville, FL 32218

$274,990sold priceListed at $274,990 · 100% of asking$187/sqftMLS# 2154974
3
Beds
2
Baths
1,470
Sq Ft
2021
Built
2
Garage
No
Pool
FEMA Zone XNo HOA10,890 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Welcome to 13949 Gossett, a beautifully maintained newer construction home offering the perfect blend of style, comfort, and convenience. Located less than five minutes from River City Marketplace, you'll enjoy easy access to Aldi, Walmart, Lowe's, Hobby Lobby, Publix, restaurants, shopping, Jacksonville International Airport, and major highways. This move in ready home features an open concept floor plan, spacious living areas, upgraded 42 inch cabinets, and modern finishes throughout. Situated on a large quarter acre lot, the oversized backyard provides plenty of room for entertaining, kids, pets, gardening, or adding a future pool. Best of all, there is no HOA, giving you the freedom and flexibility you've been looking for. Don't miss this opportunity to own a newer home in one of North Jacksonville's most convenient and growing locations. Schedule your private tour today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,523
Property taxesest. at asking price, Duval County$449
Estimated total, before insurance$1,972/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,531/yr · $294/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$274,990
$54,998
Loan Term
Monthly Payment
$1,523
Principal & Interest: $1,523
Property taxes (est.): $449
Insurance (est.): $183
Estimated Total Monthly
$2,156
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~945 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$238,551$168,205▲ $16,738
2024$222,242$162,758▲ $5,037
2023$220,076$156,562—
2022$200,546$150,546—

2025 property taxes (current owner): $3,531/yr

Estimated taxes if purchased at asking price: ~$5,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 18, 2026Closed$274,990
  • Aug 6, 2026Pending$274,990
  • Jul 11, 2026Listed$274,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $192/sq ft; this home is listed at $187/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
13747 Hollings Street, Jacksonville, FL 32218Listed by RPB REALTY,INCAug 2026$339,900$1934/21,759340.2
14023 Ridgewick Drive, Jacksonville, FL 32218Listed by HERRON REAL ESTATE LLCAug 2026$295,000$1604/21,83920.3
13438 Galway Avenue, Jacksonville, FL 32218Listed by 1 REALTY CORPSep 2026$190,000$1373/21,382260.6
336 S Shamrock Avenue, Jacksonville, FL 32218Listed by MILITARY REALTY INCSep 2026$250,000$2013/21,246510.8
414 Shamrock Avenue S, Jacksonville, FL 32218Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEAug 2026$259,000$1683/21,546170.8
445 Blue Whale Way, Jacksonville, FL 32218Listed by LISA DUKE REALTY LLCAug 2026$257,000$1923/21,3401290.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$274,990
Price / Sq Ft$187
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,470
Acres0.25 acres
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address13949 Gossett Street, Jacksonville, FL 32218
Area092-Oceanway/Pecan Park
SubdivisionDuval City
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size10,890 sq ft
Parcel Number1076490130

Amenities

UtilitiesCable Available, Electricity Connected
SewerSeptic Tank
Water SourceWell
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Lower Level

Exterior

Patio / PorchPatio
RoofShingle
Road SurfacePaved

Additional Information

Date ListedJuly 11, 2026
Days on Market24
Tax Amount$3,531.31
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LPT REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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