This home is in Jacksonville — a waterfront home in Jacksonville.
Sold·Closed Aug 28, 2026·17 days on market·Recent sales in Jacksonville
414 Shamrock Avenue S
Jacksonville, FL 32218
About this home
Jacksonville
Welcome home to this charming 3-bedroom, 2-bath residence offering inviting curb appeal and a thoughtfully designed floor plan. The spacious living and dining room combination creates a comfortable gathering space, while vaulted ceilings and abundant natural light enhance the home's bright and airy feel. The kitchen features generous counter space, ample cabinetry, and plenty of room for meal preparation and storage. The spacious owner's suite is privately situated within a split-bedroom layout, providing separation from the secondary bedrooms. A cozy Florida room offers endless possibilities as a flex space, home office, hobby room, or additional sitting area. Enjoy your morning coffee or afternoon reading on the screened porch overlooking the fenced backyard and tranquil community pond. Ideally located near schools, shopping, dining, and everyday conveniences, this home combines comfort, functionality, and a great location in one appealing package!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 1992)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,607 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $249,575 | $129,774 | — |
| 2024 | $240,231 | $125,410 | — |
| 2023 | $196,985 | $120,301 | — |
| 2022 | $189,614 | $115,341 | — |
| 2021 | $160,526 | $110,526 | ▼ $2,846 |
| 2020 | $158,693 | $108,693 | — |
2025 property taxes (current owner): $2,850/yr
Estimated taxes if purchased at asking price: ~$5,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 28, 2026Closed$259,000
- Jul 12, 2026Active Under Contract$259,000
- Jun 24, 2026Listed$259,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $193/sq ft; this home is listed at $168/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 445 Blue Whale Way, Jacksonville, FL 32218Listed by LISA DUKE REALTY LLC | Aug 2026 | $257,000 | $192 | 3/2 | 1,340 | 129 | 0 |
| 336 S Shamrock Avenue, Jacksonville, FL 32218Listed by MILITARY REALTY INC | Sep 2026 | $250,000 | $201 | 3/2 | 1,246 | 51 | 0.1 |
| 13438 Galway Avenue, Jacksonville, FL 32218Listed by 1 REALTY CORP | Sep 2026 | $190,000 | $137 | 3/2 | 1,382 | 26 | 0.3 |
| 13747 Hollings Street, Jacksonville, FL 32218Listed by RPB REALTY,INC | Aug 2026 | $339,900 | $193 | 4/2 | 1,759 | 34 | 0.6 |
| 13949 Gossett Street, Jacksonville, FL 32218Listed by LPT REALTY LLC | Aug 2026 | $274,990 | $187 | 3/2 | 1,470 | 24 | 0.8 |
| 710 Renfro Road, Jacksonville, FL 32218Listed by MOMENTUM REALTY | Sep 2026 | $315,000 | $216 | 3/2 | 1,456 | 3 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Oceanway Manor
For Sale477 Shamrock Avenue SJacksonville, FL 32218
3 bd · 2 ba · 1,164 sq ft
$275,000Est. $1,464/moOPEN HOUSE 10/10 11am -2pm! Immaculately maintained and move-in ready, this single-story 3-bedroom, 2-bath home offers…
Listing Office: keller williams realty atlantic partners southside
For Sale13417 Collen RoadJacksonville, FL 32218
3 bd · 1 ba · 910 sq ft
$175,000Est. $931/moApproved Short Sale Price - This 3 bedroom, 1 bath home was updated within the past 3 years with a newer kitchen,…
Listing Office: florida homes realty & mtg llc
For RentLease
235 Beall Avenue NJacksonville, FL 32218
4 bd · 2 ba · 1,403 sq ft
$1,750/moThis spacious concrete Block Home is perfect for anyone looking to be in an established neighborhood with No HOA! The…
Listing Office: occupy real estate group, llc.
Keep looking
Similar homes in Jacksonville
Explore the area
More in Jacksonville
Jacksonville guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines