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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Marsh Creek, St. Augustine — a gated community home in St. Johns County.

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Sold

Sold·Closed Jul 31, 2026·2 days on market·Recent sales in Marsh Creek·Marsh Creek

217 Fiddlers Point Drive

St. Augustine, FL 32080

$2,100,000sold priceListed at $2,200,000 · 95.5% of asking$407/sqftMLS# 2154679
5
Beds
5
Baths
5,157
Sq Ft
1999
Built
3
Garage
Yes
Pool

9 more homes for sale in Marsh Creek →Search Marsh Creek on the map

FEMA Zone AEHOA $227/mo0.76 acresWaterfrontSingle Family Residence2 stories

About this home

Marsh Creek

Welcome to 217 Fiddlers Point, a truly expansive estate in the prestigious Marsh Creek community. Set on ¾ of an acre, this exceptional pool home offers 5 bedrooms, 5 bathrooms, a private office, and a huge 3-car garage. A long gated driveway creates a grand entrance while enhancing privacy. Freshly painted throughout, the home features a thoughtfully designed floor plan with spacious living areas filled with natural light, ideal for everyday living and entertaining. Walls of windows showcase breathtaking Intracoastal views, while the pool and outdoor living spaces provide the perfect place to relax. Majestic herons nesting in the surrounding trees create a spectacular natural setting. Just minutes from the beach, golf, dining, and shopping, this remarkable property offers the perfect blend of luxury, privacy, and an exceptional lifestyle in one of St. Augustine's most sought-after neighborhood. This spectacular home is a rare find. Don't miss out on this fantastic opportunity.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$11,632
Property taxesest. at asking price, St. Johns County$2,794
HOAbilled quarterly$227
Estimated total, before insurance$14,653/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$13,716/yr · $1,143/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,100,000
$420,000
Loan Term
Monthly Payment
$11,632
Principal & Interest: $11,632
Property taxes (est.): $2,794
Insurance (est.): $1,400
Estimated Total Monthly
$15,826
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Tile — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,815 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.

  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2024$1,449,154$949,259—
2023$1,428,123$920,154—
2022$1,238,495$891,897—
2021$967,256$864,463—
2020$976,221$851,837—

2025 property taxes (current owner): $13,716/yr

Estimated taxes if purchased at asking price: ~$33,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

History

Price & status history

  • Jul 31, 2026Closed$2,200,000
  • Jul 21, 2026Pending$2,200,000
  • Jul 13, 2026Active Under Contract$2,200,000
  • Jul 9, 2026Listed$2,200,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $482/sq ft; this home is listed at $427/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
170 Herons Nest Lane, St. Augustine, FL 32080Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$1,820,000$4685/4.53,890330.2
188 Herons Nest Lane, St. Augustine, FL 32080Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$1,850,000$4823/33,84200.4
2406 Shore Drive, St. Augustine, FL 32086Listed by OCEAN ONE REAL ESTATE GROUP LLCSep 2026$1,349,000$3504/4.53,8571381
473 Ocean Forest Drive, St. Augustine Beach, FL 32080Listed by ENGEL & VOLKERS ST AUGUSTINEJul 2026$1,700,000$4634/43,669701.6
1 2nd Lane, St. Augustine, FL 32080Listed by NON MLS (realMLS)Jun 2026$4,250,000$9336/6.54,55701.7
688 Ocean Palm Way, St. Augustine Beach, FL 32080Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$4,050,000$9554/5.54,239532.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,200,000
Price / Sq Ft$427
Bedrooms5
Bathrooms5.00
Full Baths5
Square Footage5,157
Acres0.76 acres
Year Built1999
TypeResidential
Sub-TypeSingle Family Residence
StyleSpanish
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontYes
Gated CommunityYes
Direction FacesWest

School Information

Community Information

Address217 Fiddlers Point Drive, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionMarsh Creek
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Lot Size33,105.6 sq ft
Lot Dimensions308x117x236x62x48x98
Parcel Number1626910050
ZoningPUD

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Golf Course, Management - Full Time, Management - Off Site, Pickleball, Playground, Security, Tennis Court(s)
Community FeaturesSuburban, Gated
UtilitiesCable Available, Electricity Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Off Street
ViewIntracoastal, Water
Waterfront TypeIntracoastal

Interior

Interior FeaturesCeiling Fan(s), Central Vacuum, Eat-in Kitchen, Elevator, Entrance Foyer, Kitchen Island, Pantry, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Gas Water Heater, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric, Zoned
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit
Security24 Hour Security, Gated with Guard

Exterior

Exterior FeaturesBalcony
Lot DescriptionSprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch
RoofTile
ConstructionBlock, Concrete, Stucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJuly 9, 2026
Days on Market2
HOA Fees$680 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesSecurity
Tax Amount$13,716.42
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Marsh Creek

Marsh Creek is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.

View all Marsh Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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