This home is in St. Augustine.

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Active·Listed today

1169 Overdale Road

St. Augustine, FL 32080

$725,000$361/sqftEst. $3,859/moMLS# 2154678

Beds

Baths

2,009

Sq Ft

2009

Built

Garage

Pool

About this home

St. Augustine

Welcome to 1169 Overdale Drive in Seagrove, an adorable Key West-style community in the heart of St. Augustine Beach! This charming neighborhood offers a relaxed coastal lifestyle with a community pool, low HOA fees, and a fantastic location within walking distance to the beach. This beautifully maintained, move-in ready home has been thoughtfully updated within the last two years, including a new roof, exterior and interior paint, refreshed landscaping, a fenced backyard oasis with beautiful pavers, a whole-house water filtration system, and custom office built-ins. Enjoy being just minutes from local dining, shopping, the St. Augustine Amphitheatre, and historic downtown St. Augustine. Whether you're looking for a primary residence or the perfect beach retreat, this home offers the ideal blend of coastal charm, modern updates, and an unbeatable location.

Cost to own

Mortgage calculator

Home Price

$725,000

Down Payment: 20%

$145,000

Interest Rate: 7.00%

Loan Term

Monthly Payment

$3,859

Principal & Interest: $3,859

Est. Taxes & Insurance: $965

Estimated Total Monthly

$4,823

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,859

Property taxesest. at asking price, St. Johns County$966

HOAbilled annually$82

Estimated total, before insurance$4,907/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2022	$469,280	$386,650	—
2021	$354,023	$351,500	—
2020	$319,545	$319,545	—

2024 property taxes (current owner): $7,898/yr

Estimated taxes if purchased at asking price: ~$11,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,859 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2022), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2009)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,814 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 9, 2026Listed$725,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$725,000

Price / Sq Ft$361

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage2,009

Total Structure Area2,009 sq ft

Acres0.12 acres

Year Built2009

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesWest

School Information

ElementaryR. B. Hunt

MiddleSebastian

HighSt. Augustine

Community Information

Address1169 Overdale Road, St. Augustine, FL 32080

Area331-St Augustine Beach

SubdivisionSeagrove St Augustine Beach

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32080

Lot Size5,227.2 sq ft

Lot Dimensions105x50x105x50

Parcel Number1629611450

ZoningSingle Family

Amenities

AmenitiesPool, Basketball Court

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringTile, Vinyl

# of Stories1

LevelsOne

LaundryIn Unit

SecuritySmoke Detector(s)