This home is in Jacksonville.
Sold·Closed Aug 21, 2026·10 days on market·Recent sales in Jacksonville
1609 Derito Drive
Jacksonville, FL 32221
About this home
Jacksonville
Space, privacy, and freedom on an impressive 1-acre homesite seldom found with newer construction in this area, and with no HOA or CDD fees! This beautifully maintained American Classic Homes ranch-style home, built in 2020, features 3 bedrooms, 2 baths, and 1,470 square feet with an open floor plan, welcoming foyer, breakfast bar, pantry, spacious primary suite with walk-in closet, and attached 2-car garage. Recent 2026 improvements include a full interior repaint, exterior pressure washing, and exterior paint touch-ups. Enjoy mature trees, front and rear irrigation, a fenced backyard, private well and septic, and a rear patio perfect for relaxing or entertaining. Conveniently located just minutes from I-295, shopping, dining, and everyday conveniences. Washer, dryer and water softener are included in the sale. Eligible for Cash, Conventional, FHA, and VA financing ONLY. No Subject-To or creative financing deals considered.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2020)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,371 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2024 | $227,104 | $177,104 | — |
| 2023 | $228,124 | $176,000 | — |
| 2022 | $219,418 | $169,418 | — |
| 2021 | $185,792 | $185,792 | — |
| 2020 | $37,500 | $26,125 | — |
2025 property taxes (current owner): $3,793/yr
Estimated taxes if purchased at asking price: ~$6,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.
History
Price & status history
- Aug 21, 2026Closed$330,000
- Jul 19, 2026Active Under Contract$330,000
- Jul 9, 2026Listed$330,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $174/sq ft; this home is listed at $224/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1319 Jewelstone Lane, Jacksonville, FL 32221Listed by RPB REALTY,INC | Sep 2026 | $314,900 | $191 | 4/2 | 1,648 | 40 | 0.5 |
| 1411 Sharonwood Lane, Jacksonville, FL 32221Listed by EXP REALTY LLC | Aug 2026 | $305,000 | $168 | 4/3 | 1,820 | 151 | 0.5 |
| 1295 Jewelstone Lane, Jacksonville, FL 32221Listed by RPB REALTY,INC | Sep 2026 | $314,900 | $191 | 4/2 | 1,648 | 177 | 0.6 |
| 8146 La Marne Drive, Jacksonville, FL 32221Listed by KELLER WILLIAMS JACKSONVILLE | Sep 2026 | $130,000 | $97 | 3/1 | 1,340 | 35 | 0.6 |
| 8869 Rose Hill Drive, Jacksonville, FL 32221Listed by WHOLESALE REALTY LLC | Sep 2026 | $305,000 | $174 | 4/2 | 1,751 | 13 | 0.6 |
| 1640 Chateau Drive, Jacksonville, FL 32221Listed by SPECTRUM REALTY SERVICES | Sep 2026 | $140,000 | $87 | 3/1.5 | 1,614 | 84 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Aug 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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