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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Royal Palms, Atlantic Beach — a home near Duncan U. Fletcher High School.

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Sold

Sold·Closed Aug 20, 2026·8 days on market·Recent sales in Royal Palms·Royal Palms

466 Mako Drive

Atlantic Beach, FL 32233

$683,000sold priceListed at $699,000 · 97.7% of asking$349/sqftMLS# 2154426
4
Beds
2
Baths
1,957
Sq Ft
1972
Built
—
Garage
No
Pool

7 more homes for sale in Royal Palms →Search Royal Palms on the map

FEMA Zone XNo HOA7,841 sqft lotSingle Family Residence1 story

About this home

Royal Palms

Welcome to the heart of Atlantic Beach, nestled in the desirable Royal Palms neighborhood--this one is ready for you! Designed with multigenerational living in mind, this 4-bedroom, 2-bath home offers nearly 2,000 SF with a flexible floor plan, additionally a detached shed ideal for working from home. Start your mornings with a bike ride to the ocean, coffee from your favorite local spot, and Sundays at the Atlantic Beach Farmers Market at Jack Russell Park just blocks away from your door. Unwind on the screened lanai or relax on the back deck. Major updates include a 2023 roof, newer exterior paint, updated windows, kitchen, and bathrooms, while still offering the opportunity to make it your own. Just a short walk to Hoppy Porch Taproom, Royal Palms Wine Bar, Fish Co. & more. Hop in your golf cart to Beaches Town Center and enjoy some of the best local restaurants, coffee shops, boutiques, and more. This is your opportunity to embrace the Atlantic Beach lifestyle! Are you ready for it

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,783
Property taxesest. at asking price, Duval County$1,115
Estimated total, before insurance$4,898/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,399/yr · $617/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$683,000
$136,600
Loan Term
Monthly Payment
$3,783
Principal & Interest: $3,783
Property taxes (est.): $1,115
Insurance (est.): $455
Estimated Total Monthly
$5,354
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — 2023 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Likely sewer · Public water (record)

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,629 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2024$550,259$408,104—
2023$473,358$394,762—
2022$431,808$381,808—
2021$359,682$359,682—
2020$358,776$331,826—

2025 property taxes (current owner): $7,399/yr

Estimated taxes if purchased at asking price: ~$13,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

History

Price & status history

  • Aug 21, 2026Closed$699,000
  • Jul 23, 2026Active Under Contract$699,000
  • Jul 15, 2026Active$699,000
  • Jul 8, 2026Listed$699,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $433/sq ft; this home is listed at $357/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
785 Triton Road, Atlantic Beach, FL 32233Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$710,000$4733/21,500200.1
455 Irex Road, Atlantic Beach, FL 32233Listed by COWFORD REALTY & DESIGN LLCAug 2026$605,000$4334/21,396300.1
310 Skate Road, Atlantic Beach, FL 32233Listed by NON MLS (realMLS)Aug 2026$375,000$2613/1.51,43630.2
57 Sherry Drive, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$1,380,000$6403/2.52,155220.7
317 Sunrise Circle, Neptune Beach, FL 32266Listed by COMPASS FLORIDA LLCAug 2026$420,000$3012/2.51,396390.7
518 Rosebud Lane, Neptune Beach, FL 32266Listed by FLUID REALTY, LLC.Aug 2026$619,750$3563/21,74370.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$699,000
Price / Sq Ft$357
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,957
Total Structure Area2,277 sq ft
Acres0.18 acres
Year Built1972
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

Community Information

Address466 Mako Drive, Atlantic Beach, FL 32233
Area232-Atlantic Beach-South
SubdivisionRoyal Palms
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Size7,840.8 sq ft
Lot Dimensions80x93
Parcel Number1714780000
ZoningResidential

Amenities

Community FeaturesStreet Lights, Curbs
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOn Street, RV Access/Parking

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, His and Hers Closets, In-Law Floorplan, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchDeck, Front Porch, Patio, Rear Porch, Screened
FencingBack Yard, Wood
RoofShingle
ConstructionFrame, Stucco
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 15, 2026
Days on Market8
Tax Amount$7,398.79
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Royal Palms

Royal Palms is a neighborhood in Atlantic Beach, FL (Duval County), ZIP 32233.

View all Royal Palms homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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