This home is in Atlantic Beach.

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Active

314 9th Street, Atlantic Beach, FL 32233

$1,695,000

MLS# 2154162

Bedrooms

Bathrooms

2,378

Sq Ft

1985

Year Built

About This Home — 314 9th Street

Atlantic Beach living doesn't get much better than this. Just three blocks from the ocean and a short walk to Atlantic Beach Town Center, this beautifully updated home offers the perfect blend of coastal charm, modern updates, and an unbeatable location. The thoughtfully renovated interior features an updated kitchen that opens to the main living area, creating a bright and inviting space that's perfect for everyday living and entertaining. New flooring throughout gives the home a fresh, cohesive feel, while abundant natural light fills the space. Upstairs features a spacious primary suite with an en suite bathroom, two additional bedrooms, a full guest bathroom, and a bonus flex space that can easily be used as a home office, study area, or additional storage. Step outside to your own private backyard retreat featuring a sparkling pool, putting green, and plenty of room to relax, entertain, or enjoy the Florida sunshine. Don't miss this unique opportunity in Atlantic Beach!

Features

Price$1,695,000

Price / Sq Ft$713

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,378

Year Built1985

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Salt Water

Is WaterfrontNo

School Information

ElementaryAtlantic Beach

MiddleDuncan Fletcher

HighDuncan Fletcher

Community Information

Address314 9th Street, Atlantic Beach, FL 32233

Area231-Atlantic Beach-North

SubdivisionAtlantic Beach

CityAtlantic Beach

CountyDuval

StateFL

Zip Code32233

Lot Dimensions50x130

Parcel Number1699890000

ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Walk-In Closet(s)

AppliancesDishwasher, Electric Oven, ENERGY STAR Qualified Refrigerator, Gas Range, Microwave, Refrigerator, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringLaminate, Tile, Wood

# of Stories2

LevelsTwo

LaundryLower Level

Exterior

FencingFull

RoofShingle

Additional Information

Date ListedJuly 7, 2026

Days on Market0

Tax Amount$9,337.51

Tax Year2025

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Mortgage Calculator

Home Price

$1,695,000

Down Payment: 20%

$339,000

Interest Rate: 7.00%

Loan Term

Monthly Payment

$9,022

Principal & Interest: $9,022

Est. Taxes & Insurance: $2,255

Estimated Total Monthly

$11,277

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

True Monthly Cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$9,022

Property taxesest. at asking price, Duval County$2,767

Estimated total, before insurance$11,788/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Taxes & Assessment

2025 property taxes (current owner): $9,338/yr

Estimated taxes if purchased at asking price: ~$33,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,908 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.